Why is the money that I have transferred not on my investment account?

It can take up to 3 working days before the money you have transferred to your investment account gets there. The same applies if you are transferring money back from your investment account to your private account. The reason for this is that Saxo Bank doesn't offer instant transfer, and you are, therefore, only able to make a regular transfer. 

N.B Weekends and bank holidays can add additional days to the transfer