EARN +1% POSITIVE INTEREST
AVOID NEGATIVE INTEREST
At Lunar, we like to do things differently. We offer a positive interest rate of +1% on your first 25,000 DKK—all you have to do is use your card at least once every 30 days. And you won’t pay negative interest until you have 10 mil DKK in your account. You get all of that with a free Lunar account. Try us without leaving your old bank.
But how is that even possible?
Because we’re a 100% digital bank, we don’t have physical branches, financial advisors or any heavy, bureaucratic processes. You create an account in the Lunar app and from there, you can manage all your finances directly.
We save a lot of money that way and therefore we’re able to offer you positive interest.
Earn positive interest without switching banks
No need to move your NemKonto or transfer all of your money to your Lunar account. It’s up to you whether you use Lunar as your main account or your account “on the side”.
All you need to get going is a free Lunar account and then you’ll begin earning 1% positive interest as soon as you use your card at least once a month.
Getting your free account is this easy
FREQUENTLY ASKED QUESTIONS
What is Lunar?
How come it’s free to have Lunar?
How are we able to offer a positive interest rate?
Will I always get a positive interest rate?
How can we give positive a interest rate?
When will I get my positive interest paid out?
Will I get positive interest if I don’t use my card?
Can I see an example of how I’ll get my interest rate paid out?
How do I get the highest interest rate cap in Denmark?
Is my money safe with Lunar?
Who is behind Lunar?