What is Lunar Business?

Lunar Business is a Danish digital business bank created to provide you with more time and peace of mind. Whether you want to manage your money efficiently with accounts and cards, automate bookkeeping, pay bills with a click, or even share your account with others, we provide you with the tools to easily and securely handle your company's finances — from both your mobile and computer. Choose from our three plans based on your needs and those of your business. You will always receive fair and transparent pricing, no matter which plan you choose. With over 20,000 Business users in the Nordic region, and offices in Aarhus, Copenhagen, Stockholm, and Oslo, our dedicated team of 500+ employees work every day to offer our users the best banking experience possible. Apply for a Lunar Business account easily and 100% digitally. We are available seven days a week if you need assistance.

Do I need to have a personal account to get a Business account?

We’d love to have you as a personal user as well, but no, you don’t have a personal Lunar account to use Lunar Business.

How do I get Lunar Business?

1) Download the Lunar app in App Store or Google Play and select Lunar Business. 2) Apply for an account in the app. Have your passport or driver's license and a valid NemID ready. We will briefly ask about your business idea in the app, what you offer and how you earn or expect to earn money. 3) We process your application as soon as possible, and you receive the answer directly in your inbox.

How safe is it to use Lunar?

It’s safe to have your account at Lunar. Like all other banks in Denmark, we’re supervised by Finanstilsynet (The Danish Financial Supervisory Authority), which basically means your money is safe with us. Your money is also covered by Danish deposit insurance, which protects bank deposits in financial institutions with amounts equivalent to 100,000 EUR.

What does a business account from Lunar cost?

Regardless of which plan you choose, you always pay a 0 DKK setup fee with us. Choose between the plans Simple, Essential, and Limitless — depending on your needs and those of your company. Additionally, you can decide whether you want a more flexible payment option, by paying monthly, or if you want to save money and pay annually. Lunar Business Simple plan costs 289 DKK/month or 2,890 DKK/year. Lunar Business Essential plan costs 389 DKK/month or 3,890 DKK/year. Lunar Business Limitless plan costs 589 DKK/month or 5,890 DKK/year.

How do I get the discount 'Save 25% the whole first year'?

To get 25% off the whole first year with Lunar Business, apply for a business account and use the code 'Lunar25biz' on December 31, 2023 – at the latest. You add the promo code on the screen in the application flow, where you also choose between Lunar Business Simple, Essential, and Limitless. If you’re approved for a business account, you’ll get the discount automatically.

Denmark's best business bank account for small businesses

Lunar Business celebrates 3 years! Save 25% the whole first year.*
Use the code ‘Lunar25biz’ when applying in December.

See all plans now

The business bank that saves you time and money.

Get an account with access to digital tools designed to help you manage your finances with ease - whether you run a business alone or with a team. Get work done quickly and focus your energy on what really matters to you.

Award-winning digital bank rated "Excellent" on Trustpilot.
Denmark's cheapest business account* – apply in minutes.
20,000 businesses have already chosen us.

Let's talk

Simplified finance management.

Your time is essential. That's why our affordable digital platform is built to make finance management easy. Get a full overview of your spending and automate tasks, so you can quickly tick things off your list while avoiding mistakes.

Get Denmark's cheapest business account*

Show me the account

A Danish digital bank that will secure you for up to 750,000 DKK from the Danish Guarantee Fund.

Learn about safety with us

Access an overview of your finances through our award-winning banking app.

Show me the app

Live support available until 23 on weekdays and 17 on weekends.

Find your answers

**Based on Lunar Business Simple, which was included in a comparison of first-year spending on business accounts in a survey by Samlino (2023).

20,000 companies
have already chosen us

Sole trader, holding company, general partnership, or limited company? We help virtually all types of businesses learn how to work more efficiently so you can free up time to grow.

Start-ups

With every fifth sole trader start-up choosing Lunar, get yourself off to the same good start with Denmark's cheapest business account.

Self-employed and freelancers

Easily manage your finances on the go – whether you’re at the office, on your sofa, or between meetings.

Small and medium-sized businesses

Whether you want to free up time or grow your business, we'll help you and your team with tools like the expense management function on the Lunar app and company cards.

Holding companies

Get +1% interest on up to 5,000,000 DKK.

ConsultantsCraftsmenAgenciesI/S

Are you thinking about starting your own business?

We’ll help you turn your entrepreneurial dream into reality. Get going with our start-up plan.

Start my journey now

Already in business?
Here are 7 reasons to switch to Lunar

Get +1% interest on up to 5,000,000 DKK, automatic bookkeeping, expense management, company cards, and so much more.

Show me 7 reasons to switch

Innovative features that makes running a business easier.

Automatic bookkeeping – integration with Billy, Dinero or e-conomic
Quick cash flow overview
Automatic payments and collections
Expense management and corporate cards
Borrow up to 1,000,000 DKK

Show me all features

Rated as "Excellent"

Very intuitive and exceptional service. A refreshing change within the banking industry. Many other banks could learn from this.

Thomas, Trustpilot, July 31 2023**

I had an incredible experience talking to Alma from Lunar. Perfect service – I got approved very fast. Thank you!

Olga, Trustpilot, September 7 2023**

I needed an account for my business, and Lunar was a tremendous help. There were absolutely no hidden fees, poor service, or anything of the sort. The banking app is incredibly user-friendly and easy to navigate. I'm thrilled that I chose Lunar for my business.

Alex, Trustpilot, August 28 2023**

Great support! I applied for a business account with Lunar Bank and had the pleasure of talking to Nikolina, a friendly and highly skilled employee who guided us through the entire process. I definitely recommend Lunar.

Mads, Trustpilot, August 27 2023**

Quick and easy.

Layla, Trustpilot, 16 August 2023**

Lunar Business celebrates 3 years! Save 25% the whole first year.*
Use the code ‘Lunar25biz’ when applying in December.

Simple
241181 DKK /month
Paid yearly
Denmark's cheapest business account with all the basics you need for your finances.
What Simple has to offer:
A business account with a digital Visa card.
Domestic transfers (3 free per month).
Award-winning banking app.
Web portal.
Most popular
Essential
325244 DKK /month
Paid yearly
All the essentials for your finances, including features to help you improve efficiency and make you thrive in your everyday life.
Everything Simple has to offer – and more:
3 accounts and 3 Visa cards.
Domestic transfers (10 free per month).
3 company cards and digital expense management.
Add 2 extra admins to manage finances.
Cash flow overview.
Automatic bookkeeping (integration with Billy, Dinero or e-conomic).
Cyber insurance from RiskPoint and travel insurance from Tryg.
Limitless
491369 DKK /month
Paid yearly
Advanced tools to boost your growth and unlimited access to an array of features.
Everything Essential has to offer – and more:
Unlimited accounts and Visa cards.
Unlimited domestic transfers.
Unlimited corporate cards and digital expense management.
Add 3 extra administrators to manage your finances.
Our cheapest international transfers.
Our highest limit on Visa cards.
+1% interest on up to 5,000,000 DKK. After that, the interest rate is 0%. Interest is calculated annually, is variable and accrues monthly.
Free legal advice with Frie Selvstændige.

*Terms and conditions for ‘Save 25% the whole first year‘.
To take part in the offer your business must be registered in Denmark, and you need to live in Denmark yourself. You can use the promo code ‘Lunar25biz’ until December 31, 2023 – at the latest. The code provides a 25% discount on Lunar Business for the first 12 months. The discount is valid for all plans – no matter if you pay on a monthly or annual basis. You can use the promo code once per business. The offer is only valid for new Lunar Business customers. The offer can’t be combined with other promotions.

A Danish bank where you can feel safe.

Our own banking licence. 100% bank. 100% digital.
Under the supervision of the Danish Financial Supervisory Authority.
The Guarantee Fund covers your money up to 100,000 EUR (approx. 750,000 DKK).

See your security with us

Every 5th start-up sole proprietorship chooses us.

"We help you stay on top of your financial tasks – quickly. With Lunar, it should be easy to apply for your business account and manage your finances so you can be more profitable in your everyday life. That's why we're delighted that every fifth start-up sole trader chooses us (source: Virk, 2023).

Jacob Faber, Head of Lunar Business.

Apply for your business account in minutes

We are 100% digital and have no physical branches. All you need to do is download the Lunar app and apply.

Get answers to your questions

Show me all answers Contact us

What is Lunar Business?
Lunar Business is a Danish digital business bank created to provide you with more time and peace of mind. Whether you want to manage your money efficiently with accounts and cards, automate bookkeeping, pay bills with a click, or even share your account with others, we provide you with the tools to easily and securely handle your company's finances — from both your mobile and computer.
Choose from our three plans based on your needs and those of your business. You will always receive fair and transparent pricing, no matter which plan you choose.
With over 20,000 Business users in the Nordic region, and offices in Aarhus, Copenhagen, Stockholm, and Oslo, our dedicated team of 500+ employees work every day to offer our users the best banking experience possible.
Apply for a Lunar Business account easily and 100% digitally. We are available seven days a week if you need assistance.
Do I need to have a personal account to get a Business account?
How do I get Lunar Business?
How safe is it to use Lunar?
What does a business account from Lunar cost?
Regardless of which plan you choose, you always pay a 0 DKK setup fee with us. Choose between the plans Simple, Essential, and Limitless — depending on your needs and those of your company.
Additionally, you can decide whether you want a more flexible payment option, by paying monthly, or if you want to save money and pay annually.
Lunar Business Simple plan costs 289 DKK/month or 2,890 DKK/year.
Lunar Business Essential plan costs 389 DKK/month or 3,890 DKK/year.
Lunar Business Limitless plan costs 589 DKK/month or 5,890 DKK/year.
How do I get the discount 'Save 25% the whole first year'?

**All Trustpilot reviews are verified by Trustpilot based on an email sent to the user. The reviews are selected by Lunar.