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What is Lunar?

A 100% digital bank that helps you manage your money smarter.

Lunar is designed for you. We’re 100% digital, always accessible and we provide everything you need for your daily economy. That means smarter ways to manage your money, more control, easier investment tools and no hidden fees.

Welcome to the future of banking.

750,000 have already joined us.

Lunar is an independent, regulated and licensed bank. Your money is protected by Danish deposit insurance. In other words, it’s safe with us.

More than 750,000 users in Denmark, Sweden and Norway use Lunar, including 20,000 entrepreneurs who use Lunar Business to manage their business finances.

You’re in charge.

Unlike traditional banks, we're not weighed down by physical branches, old-school advisors or meaningless fees. Lunar is a bank designed for you, the life you live and the future you're part of shaping.

You’re in charge of your money with Lunar’s all-in-one app, fair prices and transparent terms that are easy to understand.

+500 employees in the Nordics.

The Lunar team consists of over 500 employees working from our headquarters in Aarhus and offices in Copenhagen, Stockholm and Oslo. We all work together with one goal in mind: to make sure you’re making the most of your money.

We're working to make an impact.

Financial health

It’s your money and it should be up to you what you do with it. With our app, you’re in charge. We provide you with everything you need to manage your money smarter, easier and faster—the rest is up to you.

Environmental impact

Whilst making the most of your money, you can also make a difference to the environment. We’ve teamed up with the non-profit organisation Seabin; every time you use your card, they remove plastic from the ocean.

You can also opt for an environmentally friendly virtual card instead of a physical card.

Clear conscience

We don’t use your (or our) money on speculative trading. Nor do we invest in fossil fuel companies, weaponry or in countries and companies that violate human rights. And we don’t support any political parties.

Work-life zen

Lunar is all about taking your banking experience to the next level. And that begins with making sure our own employees have the best possible working environment.

We want employees to thrive at Lunar, professionally and personally. As well as regular check-ins, we also make time for sports, yoga and meditation. That’s what we call work-life zen.

The Lunar Story

  • 2015

    Founded in Aarhus

    Lunar is born in Aarhus to Danish entrepreneurs who want to challenge the traditional ways of banking. Their goal? To create a 100% digital bank that provides users with an easier, more understandable and more profitable way of managing money.

  • 2018/19

    Opens in Norway and Sweden

    We expand to Norway and Sweden to make it possible for Swedish and Norwegian users to make the most of their money, too. We also open offices in Stockholm and Oslo.

  • 2019

    Gets a banking license

    We become the first Danish fintech to receive a banking licence, and we’re now able to offer our users a bank covered by Danish deposit insurance. This also enables us to add several key features to our app.

  • 2020

    Launches Lunar Business

    A new kind of business account is born. Lunar Business is an all-in-one solution, designed to make doing business easier for entrepreneurs.

  • 2021

    Raises more than €345m in capital

    We’ve been supported on our journey to building the bank of the future by a large number of investors. As of 2021, we’ve raised more than €345m in capital, which all goes towards making an even better banking experience of our users.

  • 2023

    750,000 users and counting

    Today, more than 750,000 people use Lunar to spend, save, invest and grow their businesses.

Who is behind Lunar?

Lunar was founded in 2015 by a group of tech entrepreneurs who wanted to rethink banking, payments and investments. The investors behind Lunar include HEARTLAND, Kinnevik, Tencent, Seed Capital, Augustinus Fabrikker, Greyhound Capital and Socii Capital.