Lunar is designed for you. We’re 100% digital, always accessible and we provide everything you need for your daily economy. That means smarter ways to manage your money, more control, easier investment tools and no hidden fees.
What is Lunar?
A 100% digital bank that helps you manage your money smarter.
The future of banking.
The future of banking.
You are safe with us.
You are safe with us.
A Danish bank with our own banking license.
We have our own banking license and operate on par with other banks.
This also means that we must meet a wide range of requirements that help ensure the safety of your money.
Supervised by the DFSA.
As part of our banking license, we, like other banks, are supervised by the Financial Supervisory Authority.
Their task is to ensure that we comply with all the legal and regulatory requirements imposed on us as a bank.
Secured by the Guarantee Fund.
As a Lunar user, your money is covered by the Guarantee Fund.
This means you are protected up to 100,000 euros (approx. 750,000 DKK) if anything should happen to Lunar.
1,000,000 have already joined us.
Lunar is an independent, regulated and licensed bank. Your money is protected by Danish deposit insurance. In other words, it’s safe with us.
More than 1,000,000 users in Denmark, Sweden and Norway use Lunar, including 25,000 entrepreneurs who use Lunar Business to manage their business finances.
You’re in charge.
Unlike traditional banks, we're not weighed down by physical branches, old-school advisors or meaningless fees. Lunar is a bank designed for you, the life you live and the future you're part of shaping.
You’re in charge of your money with Lunar’s all-in-one app, fair prices and transparent terms that are easy to understand.
We're here for you across the Nordics.
We're here for you across the Nordics.
Aarhus
Copenhagen
Stockholm
+400 employees in Denmark, Sweden, and Norway.
At Lunar, we’re a team of over 400 people spread across the Nordics.
Our main hub is in Aarhus, with additional offices in Copenhagen, Stockholm, and Oslo.
We're working to make an impact.
We're working to make an impact.
Financial health
Our mission is to help you manage your money smarter, easier, and faster.
With the latest technology, we provide you with the tools to gain an overview and control of your finances.
Environmental impact
We make it possible for you to do something good for your money—and the environment.
With Project Blue, you can help clean the ocean by using your Visa card. You also have the option to replace your physical card with an eco-friendly, virtual card.
Clear conscience
We don’t speculate with your money or ours.
We steer clear of investing in oil, gas, weapons, and companies or countries that violate human rights. Plus, we don’t support political parties.
Work-life zen
Happy employees help take your banking experience to the next level.
That's why we continuously measure well-being throughout the organization and offer training, yoga, and meditation to create balance for each employee.
The Lunar Story
- 2015
Founded in Aarhus
Lunar is born in Aarhus to Danish entrepreneurs who want to challenge the traditional ways of banking. Their goal? To create a 100% digital bank that provides users with an easier, more understandable and more profitable way of managing money.
- 2018/19
Opens in Norway and Sweden
We expand to Norway and Sweden to make it possible for Swedish and Norwegian users to make the most of their money, too. We also open offices in Stockholm and Oslo.
- 2019
Gets a banking license
We become the first Danish fintech to receive a banking licence, and we’re now able to offer our users a bank covered by Danish deposit insurance. This also enables us to add several key features to our app.
- 2020
Launches Lunar Business
A new kind of business account is born. Lunar Business is an all-in-one solution, designed to make doing business easier for entrepreneurs.
- 2023
600,000 users and counting
In 2023 more than 600,000 people use Lunar to spend, save, invest and grow their businesses.
- 2024
Raises €470m in capital
We’ve been supported on our journey to building the bank of the future by a large number of investors. As of 2024, we’ve raised €470m in capital, which all goes towards making an even better banking experience of our users.
- 2025
Reaching 1 million users, Empowering the Future of Banking
Reaching 1 million users across the Nordics reminds us why we started: to build something that truly works for people. With the launch of innovative products like Lunar Youth, we're making banking smarter, faster, and more personal.
Who is behind Lunar?
Lunar was founded in 2015 by a group of tech entrepreneurs who wanted to rethink banking, payments and investments. The investors behind Lunar include HEARTLAND, Seed Capital, Orbit Alliance, Kinnevik, Tencent and Chr. Augustinus Fabrikker.
