We're a 100% digital bank with no physical branches. Built to help you manage your money smarter and easier. Since our founding in 2015, our mission has been to challenge and improve the traditional banking sector. Or, in other words: To create a better banking experience – always focusing on our users' needs." We have our banking license in place and are supervised by the Danish Financial Supervisory Authority, like all other Danish banks. Your money is covered by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK).

What are the benefits of Lunar being a digital bank?

Being a digital bank means we have no branches. Instead, we put all our effort into making world-class features to help you manage your money smarter on your mobile. Sign up via your mobile in minutes. It’s simple and easy. Need help? Our support team is here to help you from 9 am to 5 pm on weekdays.

How fast can I get started with Lunar?

It’s easy! Just download Lunar in the App Store or Google Play and sign up in minutes.

Do I need to switch banks to get Lunar?

Absolutely not. We don't require you to add your NemKonto to your Lunar account, so you can use us alongside your current bank if that’s what you prefer. Try us out for free and see if we’re for you (we’d like to think we are).

Does Lunar offer a basic deposit account?

Contact our customer service and learn more about basic deposit account. Contact us here

How safe is it to use Lunar?

With us, you can feel safe. We have our banking license in place and are supervised by the Danish Financial Supervisory Authority, like all other Danish banks. Your money is covered by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK) See more about safety at Lunar

Free account and digital card.

Spend, save, invest - and manage your money smarter with possibly the best everyday bank in the Nordics.

Account and digital card, 0 DKK.
Sign up in minutes.
1,000,000 others already have a Lunar account.

4.6 ∙ 25,518 reviews App store★★★★★4,7 ∙ 32.821 reviews

*The interest rate is 0% for amounts over and above 100,000 DKK. Interest is variable, calculated annually, and paid out monthly.

Stay on top of your money.

Gain an overview to keep your budget on track, avoid overspending – and say goodbye to financial stress. Lunar is built to make your life a little easier.

See how to avoid overspending

A screenshot of Lunars banking app. It displays a bar chart of monthly spending and a summary of cash flow.

Free, but not average.

Free account and digital Visa card.
Connect NemKonto. Add Apple Pay and Google Pay.
Split your payments.
Join a shared account.
Physical card with no monthly fee. You will pay a one-off 59 DKK delivery fee only.

A black digital Lunar Visa card surrounded by 3D icons: a translucent green heart, a green shopping bag, and two silver dollar coins.

International in Denmark? We got you covered.

You've got your Danish residency. Now, it's time to open a Danish bank account – which is where we can lend a hand. In English, of course.

Apply for a Lunar bank account in minutes directly from your phone. No physical branches or documents.

You've got your Danish residency. Now, it's time to open a Danish bank account – which is where we can lend a hand. In English, of course.

Apply for a Lunar bank account in minutes directly from your phone. No physical branches or documents.

Show me the benefits

A Danish bank where you can feel safe.

We’re a Danish bank with a banking license, supervised by the DFSA.
Your money is secured by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK).
1,000,000 users have already chosen us. They rate us ‘excellent’ on Trustpilot.

See more about safety

Find your ideal plan.

Choose from four unique plans. Only pay for what you need. No hidden fees - just fair, transparent prices.

Compare plans

Light

Standard

Plus

Unlimited

Light
0 DKK /month
A free account catering to all your basic needs.
See more
No-cost account with a free digital card and basic tools for easy money management.
Standard
39 DKK /month
Tools tailored for your day-to-day finances. Manage your money smarter.
See more
Everything Light has to offer – and more:
3 accounts with physical and digital cards.
Automatic savings, Joint account, budgeting by category, and so much more.
+0.25% interest on up to 100,000 DKK.*
Most popular
Plus
79 DKK /month
Multiple accounts and travel benefits that make life a little easier at home and abroad.
See more
Everything Standard has to offer – and more:
6 free accounts with physical and digital cards, including access to Lunar Youth.
Worldwide travel insurance from Tryg.
No withdrawal or exchange fees.***
+0.50% interest on your entire balance. Interest is variable, calculated annually and paid out monthly.**
Unlimited
149 DKK /month
Get a personalized metal card, our highest interest rate, and a SAS EuroBonus Lunar card.
See more
Everything Plus has to offer – and more:
An unlimited number of accounts with physical and digital cards.
SAS EuroBonus Lunar card included.
A stand-out metal card with personalised laser engraving.
Extended travel insurance with Tryg.
+1% interest on your whole balance. Interest is variable, calculated annually and paid out monthly.**
Wolt+ included.

* For amounts above 100,000 DKK, the interest rate is 0%. Interest is variable, calculated annually, and paid out monthly.

**Interest is variable, calculated annually, and paid out monthly. To be eligible to receive interest on your deposit, you must link your NemKonto to one of your Lunar accounts.

***Note that foreign financial institutions may charge a fee when you withdraw cash, and card issuers may charge an exchange fee for card transactions. This is not associated with Lunar.

Sign up in minutes.

Download Lunar now and sign up for free.
Try us with no obligations and without switching banks.

Scan the QR code to download Lunar.

Or type in your number to receive a download link.

Frequently asked questions.

See all questions Contact us

What is Lunar?
We're a 100% digital bank with no physical branches. Built to help you manage your money smarter and easier.
Since our founding in 2015, our mission has been to challenge and improve the traditional banking sector. Or, in other words: To create a better banking experience – always focusing on our users' needs."
We have our banking license in place and are supervised by the Danish Financial Supervisory Authority, like all other Danish banks. Your money is covered by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK).
What are the benefits of Lunar being a digital bank?
How fast can I get started with Lunar?
Do I need to switch banks to get Lunar?
Does Lunar offer a basic deposit account?
How safe is it to use Lunar?

***All Trustpilot reviews are verified by Trustpilot based on an email sent to the user. The reviews are selected by Lunar.