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Free account and digital card.

Spend, save, invest - and manage your money smarter with possibly the best everyday bank in the Nordics.

  • Account and digital card, 0 DKK.
  • Sign up in minutes.
  • 1,000,000 others already have a Lunar account.
Excellent22,680 reviews on

*The interest rate is 0% for amounts over and above 100,000 DKK. Interest is variable, calculated annually, and paid out monthly.

Stay on top of your money.

Gain an overview to keep your budget on track, avoid overspending – and say goodbye to financial stress. Lunar is built to make your life a little easier.

See how to avoid overspending

Free, but not average.

  • Free account and digital Visa card.
  • Connect NemKonto. Add Apple Pay and Google Pay.
  • Split your payments.
  • Join a shared account.
  • Physical card with no monthly fee. You will pay a one-off 59 DKK delivery fee only.

International in Denmark? We got you covered.

You've got your Danish residency. Now, it's time to open a Danish bank account – which is where we can lend a hand. In English, of course.

Apply for a Lunar bank account in minutes directly from your phone. No physical branches or documents.

You've got your Danish residency. Now, it's time to open a Danish bank account – which is where we can lend a hand. In English, of course.

Apply for a Lunar bank account in minutes directly from your phone. No physical branches or documents.

Show me the benefits

Join Lunar and bank smarter like 1,000,000 others.

Best bank app I used and very easy to use which is amazing and I'm loving the new update.

Sydney, Trustpilot, October 11 2024 ***

lunar is very easy to use, it helped me to get my salary and make transfers to other accounts, great app aswell

Fabiol, Trustpilot, October 08 2024 ***

Hello, easy to solve all your problems without leaving home. If necessary, the agents help to solve problems over the phone. As for me, I do not intend to change the bank because I do not have time to go to meetings. I really like the possibility of taking care of everything online

Jan, Trustpilot, September 30 2024 ***

Amazing costumer experience. I fell for a scam with a travel agency and never expected that I would get my money back. But I did. Huge respect for that. Also the user interface and the service on the app is great. Hands down the best banking service.

Yasnnis, Trustpilot, Oktober 02 2024 ***

I had a problem they solved for me. The AI service was answering all my questions instantly which is a plus. Also Luka helped me a lot in the support chat to finalize my steps with this problem. Overall really enjoy the simple way that lunar is structured and the app and support people!!

Helena, Trustpilot, September 30 2024 ***

My experience with Lunar is best of the best 👌, is very easy to create an account, the app also is very practical and very intuitive. I really recommend this bank.

Dan, Trustpilot, October 02 2024 ***

Fast approval for the account opening after I moved to Denmark and needed a bank account. Also got fast responses to my inquires when needed. Having nothing but a positive experience with Lunar.

Eric, Trustpilot, September 27 2024 ***

I think it's the perfect bank, I have nothing bad to say about this bank, you have everything you need in the app, I don't know, it leaves me speechless I've been using this bank for 2 years and I wouldn't give it up for anything

Petrica, Trustpilot, September 25 2024 ***

I’ve had a great experience with this bank. The support team is incredibly friendly and efficient, even though I didn’t have any major issues. They helped me set up my online account quickly and made the process smooth. The app is also very intuitive and easy to use. Highly recommend!

Nadiia, Trustpilot, September 20 2024 ***

First I feared slow to no support since first asking for help is via an AI-chat robot. But very shortly after I was handed over to human support which solved my request within half a day. Thanks to both Carlo and not least to Savannah for quick responses and fine communication via email.

Jesper, Trustpilot, September 12 2024 ***

So far, I have an excellent experience and all my expectations have been met regarding my requests. Everything is well communicated and in a timely manner. Clear terms and conditions so you know what to expect. Thank you for your service!!!

Verónica, Trustpilot, September 18 2024 ***

Opening a Danish bank account with Lunar was incredibly quick, taking just 5 minutes. The app itself is top-notch, providing an intuitive and comprehensive overview of your financial situation and spending habits.

Lajos, Trustpilot, September 05 2024 ***

A Danish bank where you can feel safe.

  • We’re a Danish bank with a banking license, supervised by the DFSA.
  • Your money is secured by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK).
  • 1,000,000 users have already chosen us. They rate us ‘excellent’ on Trustpilot.
See more about safety

Find your ideal plan.

Choose from four unique plans. Only pay for what you need. No hidden fees - just fair, transparent prices.

Compare plans

  • Light

    0 DKK /month

    A free account catering to all your basic needs.

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    • No-cost account with a free digital card and basic tools for easy money management.

  • Standard

    39 DKK /month

    Tools tailored for your day-to-day finances. Manage your money smarter.

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    Everything Light has to offer – and more:

    • 3 accounts with physical and digital cards.
    • Automatic savings, Joint account, budgeting by category, and so much more.
    • +0.25% interest on up to 100,000 DKK.*
  • Most popular

    Plus

    79 DKK /month

    Multiple accounts and travel benefits that make life a little easier at home and abroad.

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    Everything Standard has to offer – and more:

    • 6 free accounts with physical and digital cards, including access to Lunar Youth.
    • Worldwide travel insurance from Tryg.
    • No withdrawal or exchange fees.***
    • +0.50% interest on your entire balance. Interest is variable, calculated annually and paid out monthly.**

  • Unlimited

    139 DKK /month

    Get a personalized metal card, our highest interest rate, and a SAS EuroBonus Lunar card.

    See more

    Everything Plus has to offer – and more:

    • An unlimited number of accounts with physical and digital cards.
    • SAS EuroBonus Lunar card included.
    • A stand-out metal card with personalised laser engraving.
    • Extended travel insurance with Tryg.
    • +1% interest on your whole balance. Interest is variable, calculated annually and paid out monthly.**

* For amounts above 100,000 DKK, the interest rate is 0%. Interest is variable, calculated annually, and paid out monthly.

**Interest is variable, calculated annually, and paid out monthly. To be eligible to receive interest on your deposit, you must link your NemKonto to one of your Lunar accounts.

***Note that foreign financial institutions may charge a fee when you withdraw cash, and card issuers may charge an exchange fee for card transactions. This is not associated with Lunar.

Sign up in minutes.

Download Lunar now and sign up for free.
Try us with no obligations and without switching banks.

Download Lunar now and sign up for free.
Try us with no obligations and without switching banks.

Scan the QR code to download Lunar.

Or type in your number to receive a download link.

You'll receive one text message with the link. That's it.

Frequently asked questions.

See all questions Contact us

***All Trustpilot reviews are verified by Trustpilot based on an email sent to the user. The reviews are selected by Lunar.