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Free account and digital card.

Spend, save, invest - and manage your money smarter with possibly the best everyday bank in the Nordics.

  • Account and digital card, 0 DKK.
  • +1.25% interest on up to 100,000 DKK.*
  • 900,000 others already have a Lunar account.
Excellent17,426 reviews on

*The interest rate is 0% for amounts over and above 100,000 DKK. Interest is variable, calculated annually, and paid out monthly.

Stay on top of your money.

Gain an overview to keep your budget on track, avoid overspending – and say goodbye to financial stress. Lunar is built to make your life a little easier.

Interest paid every month.

Earn +1,25% interest on up to 100.000 DKK. Grow your money month after month. For free.*

Free, but not average.

  • Free account and digital Visa card.
  • 1,25% interest rate on up to 100.000 DKK.*
  • Connect NemKonto. Add Apple Pay and Google Pay.
  • Split your payments.
  • Join a shared account.
  • Get discounts on top brands.
  • Physical card with no monthly fee. You will pay a one-off 59 DKK delivery fee only.

International in Denmark? We got you covered.

You've got your Danish residency. Now, it's time to open a Danish bank account – which is where we can lend a hand. In English, of course.

Apply for a Lunar bank account in minutes directly from your phone. No physical branches or documents.

You've got your Danish residency. Now, it's time to open a Danish bank account – which is where we can lend a hand. In English, of course.

Apply for a Lunar bank account in minutes directly from your phone. No physical branches or documents.

Show me the benefits

Join Lunar and bank smarter like 900,000 others.

  • Excellent17,426 reviews on

Requested during the day to get Lunar bank, already a few hours later I was approved. My card also came super fast. Awesome.

Great app, super support, good fee and interest policy - now our daily primary bank :-)

Really phenomenal and fast customer service - and a user-friendly app that works. I’m so satisfied with Lunar and would, without hesitation, recommend the bank to others - both for businesses and private.

I am really pleasantly surprised and have already recommended Lunar to the rest of my family who also have Lunar as their bank now :blush:

Modern bank. Simple and effective.

Everything works perfectly in the app, and you always have an overview of things. No fee hassle and no random communication.

Easy and user-friendly Lunar universe. The entire app and approach to accounts, products and services is clear and in easy-to-understand communication. In addition, there is a good interest rate and, not least, no surcharge when using an app/card for payment and withdrawal abroad.

Everything is easy🙏🏼🙏🏼

Best!!!! Always immediate transfers, easy transfer options, a good overview and options for budget account, etc.

Super good experience. Welcome. When you sign up for an account and card, it can be used immediately. Fast card delivery. Good useful features in the app. So far only good things to say.. thanks lunar;-)

A Danish bank where you can feel safe.

  • We’re a Danish bank with a banking license, supervised by the DFSA.
  • Your money is secured by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK).
  • 900,000 users have already chosen us. They rate us ‘excellent’ on Trustpilot.

Find your ideal plan.

Choose from four unique plans. Only pay for what you need. No hidden fees - just fair, transparent prices.

* For amounts above 100,000 DKK, the interest rate is 0%. Interest is variable, calculated annually, and paid out monthly.

**Interest is variable, calculated annually, and paid out monthly.

Sign up in minutes.

Download Lunar now and sign up for free.
Try us with no obligations and without switching banks.

Download Lunar now and sign up for free.
Try us with no obligations and without switching banks.

Scan the QR code to download Lunar.

Or type in your number to receive a download link.

Frequently asked questions.

***All Trustpilot reviews are verified by Trustpilot based on an email sent to the user. The reviews are selected by Lunar.