Lunar is a 100% digital bank. Built to make money management smart and simple. We were founded in 2015 by entrepreneurs who wanted to break free from the traditional way of banking because they believed there was a smarter way. We have our banking license in place and are supervised by the Danish Financial Supervisory Authority, like all other Danish banks. Your money is covered by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK).

What are the benefits of Lunar being a digital bank?

Being a digital bank means we have no branches. Instead, we put all our effort into making world-class features to help you manage your money smarter on your mobile. Sign up via your mobile in minutes. It’s simple and easy. Need help? Our support team is here to help you from 9 am to 11 pm on weekdays and 10 am to 5 pm on weekends.

How fast can I get started with Lunar?

It’s easy! Just download Lunar in the App Store or Google Play and sign up in minutes.

Do I need to switch banks to get Lunar?

Absolutely not. We don't require you to add your NemKonto to your Lunar account, so you can use us alongside your current bank if that’s what you prefer. Try us out for free and see if we’re for you (we’d like to think we are)

Does Lunar offer a basic deposit account?

Contact our customer service and learn more about basic deposit account. Contact us here

How safe is it to use Lunar?

With us, you can feel safe. We have our banking license in place and are supervised by the Danish Financial Supervisory Authority, like all other Danish banks. Your money is covered by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK) See more about safety at Lunar

Free account and digital card.

Spend, save, invest - and manage your money smarter with possibly the best everyday bank in the Nordics.

Account and digital card, 0 DKK.
+1.25% interest on up to 100,000 DKK.*
900,000 others already have a Lunar account.

Excellent17,426 reviews on

*The interest rate is 0% for amounts over and above 100,000 DKK. Interest is variable, calculated annually, and paid out monthly.

Stay on top of your money.

Gain an overview to keep your budget on track, avoid overspending – and say goodbye to financial stress. Lunar is built to make your life a little easier.

See how to avoid overspending

Interest paid every month.

Earn +1,25% interest on up to 100.000 DKK. Grow your money month after month. For free.*

Free, but not average.

Free account and digital Visa card.
1,25% interest rate on up to 100.000 DKK.*
Connect NemKonto. Add Apple Pay and Google Pay.
Split your payments.
Join a shared account.
Get discounts on top brands.
Physical card with no monthly fee. You will pay a one-off 59 DKK delivery fee only.

International in Denmark? We got you covered.

You've got your Danish residency. Now, it's time to open a Danish bank account – which is where we can lend a hand. In English, of course.

Apply for a Lunar bank account in minutes directly from your phone. No physical branches or documents.

You've got your Danish residency. Now, it's time to open a Danish bank account – which is where we can lend a hand. In English, of course.

Apply for a Lunar bank account in minutes directly from your phone. No physical branches or documents.

Show me the benefits

Join Lunar and bank smarter like 900,000 others.

Excellent17,426 reviews on

Requested during the day to get Lunar bank, already a few hours later I was approved. My card also came super fast. Awesome.

Birgitte, Trustpilot, March 12 2023.***

Great app, super support, good fee and interest policy - now our daily primary bank :-)

Just, Trustpilot, March 7 2023.***

Really phenomenal and fast customer service - and a user-friendly app that works. I’m so satisfied with Lunar and would, without hesitation, recommend the bank to others - both for businesses and private.

Maria, Trustpilot, April 3 2023.***

I am really pleasantly surprised and have already recommended Lunar to the rest of my family who also have Lunar as their bank now :blush:

Monalisa, Trustpilot, March 29 2023.***

Modern bank. Simple and effective.

Frank, Trustpilot, April 4 2023.***

Everything works perfectly in the app, and you always have an overview of things. No fee hassle and no random communication.

Lars, Trustpilot, March 22 2023.***

Easy and user-friendly Lunar universe. The entire app and approach to accounts, products and services is clear and in easy-to-understand communication. In addition, there is a good interest rate and, not least, no surcharge when using an app/card for payment and withdrawal abroad.

John, Trustpilot, March 7 2023.***

Everything is easy🙏🏼🙏🏼

Farida, Trustpilot, April 15 2023.***

Best!!!! Always immediate transfers, easy transfer options, a good overview and options for budget account, etc.

Natasia, Trustpilot, March 18 2023.***

Super good experience. Welcome. When you sign up for an account and card, it can be used immediately. Fast card delivery. Good useful features in the app. So far only good things to say.. thanks lunar;-)

Jørgen-Peter, Trustpilot, April 20 2023.***

A Danish bank where you can feel safe.

We’re a Danish bank with a banking license, supervised by the DFSA.
Your money is secured by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK).
900,000 users have already chosen us. They rate us ‘excellent’ on Trustpilot.

See more about safety

Find your ideal plan.

Choose from four unique plans. Only pay for what you need. No hidden fees - just fair, transparent prices.

Compare plans

Light
0 DKK /month
A free account catering to all your basic needs.
See more
No-cost account with a free digital card and basic tools for easy money management.
+1.25% interest on balances up to 100,000 DKK.*
Standard
29 DKK /month
Tools tailored for your day-to-day finances. Manage your money with ease.
See more
Everything Light has to offer – and more:
3 accounts with physical and digital cards.
Automatic savings, Joint account, budgeting by category, and so much more.
+1.50% interest on up to 100,000 DKK.*
Most popular
Plus
69 DKK /month
Multiple accounts and travel benefits that make life a little easier at home and abroad.
See more
Everything Standard has to offer – and more:
6 free accounts with physical and digital cards.
Worldwide travel insurance from Tryg.
No withdrawal or exchange fees.
+1.75% interest on your entire balance. Interest is variable, calculated annually and paid out monthly.**
Unlimited
139 DKK /month
Get a personalized metal card, our highest interest rate, and a SAS EuroBonus Lunar card.
See more
Everything Plus has to offer – and more:
An unlimited number of accounts with physical and digital cards.
NEW: SAS EuroBonus Lunar debit card included.
A stand-out metal card with personalised laser engraving.
Extended travel insurance with Tryg.
+2.25% interest on your whole balance. Interest is variable, calculated annually and paid out monthly.**

* For amounts above 100,000 DKK, the interest rate is 0%. Interest is variable, calculated annually, and paid out monthly.

**Interest is variable, calculated annually, and paid out monthly.

Sign up in minutes.

Download Lunar now and sign up for free.
Try us with no obligations and without switching banks.

Scan the QR code to download Lunar.

Or type in your number to receive a download link.

Frequently asked questions.

See all questions Contact us

What is Lunar?
Lunar is a 100% digital bank. Built to make money management smart and simple.

We were founded in 2015 by entrepreneurs who wanted to break free from the traditional way of banking because they believed there was a smarter way.

We have our banking license in place and are supervised by the Danish Financial Supervisory Authority, like all other Danish banks. Your money is covered by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK).
What are the benefits of Lunar being a digital bank?
How fast can I get started with Lunar?
Do I need to switch banks to get Lunar?
Does Lunar offer a basic deposit account?
How safe is it to use Lunar?

***All Trustpilot reviews are verified by Trustpilot based on an email sent to the user. The reviews are selected by Lunar.