With Lunar Business Esssential and Limitless you'll get cyber insurance and business travel insurance. So you’re covered against cyber attacks and when you’re travelling.
Insurance
Protect your business.
Run your business with peace of mind.
You might think it won't happen to you. But cyber-attacks can happen to anyone - even if you are well protected. And it can end up being very costly if your account is drained of money or customer data.
That's why it's important that you can get help quickly in case something bad happens. You'll get that assistance with cyber insurance from Riskpoint, which you'll get with Lunar Business Essential and Lunar Business Limitless. In addition to cyber insurance, you also get travel insurance from Tryg, covering business and vacation trips worldwide.
What you'll get with cyber insurance.
What you'll get with cyber insurance.
Cyber Attack insurance
The insurance covers direct loss of money or obligations for up to 4,000,000 DKK. It applies to both wholly-owned companies and subsidiaries.
Help from Cyber Risk Management
If you have expenses related to cyber risk management, such as IT counselling, financial counselling or costs from blackmail, the insurance will cover these for up to 1,000,000 DKK.
Different types of cyber attacks
Cyber insurance covers form of cyber attack you may experience, including hacking and phishing.
Everyone is covered
The insurance covers everyone in your company who have management access to the company’s bank accounts.
What you'll get with travel insurance.
What you'll get with travel insurance.
Coverage all over the world
You, your partner and your children (under 23 years old) are covered on all business trips and family holidays. The insurance covers you all over the world and for trips of a maximum of 60 days.
Cancellations
If your trip is canceled due to valid reasons, the insurance will cover expenses for up to 60,000 DKK. Valid reasons include acute illness, injuries and death.
Acute diseases, injuries, and dental issues
If you become acutely ill or are severely injured during your trip, the insurance covers the necessary medical expenses. The insurance covers 10,000 DKK of dental bills.
Travel accidents
The insurance covers permanent injuries caused by accident for a maximum of 1,000,000 DKK. This applies to one person. If death occurs, insurance covers up to 1,000,000 DKK per person. For children under the age of 18, the cover amount is 10,000 DKK.
Damages and personal injuries
The insurance covers you for up to 5,000,000 DKK per personal injury. Property damage is covered for up to 2,000,000 DKK.
Flight and baggage delay
If your flight is more than four hours delayed, every person travelling is covered for a total of 7,500 DKK. For baggage delay, the cover amount is 7,000 DKK.
Legal expenses
When in need of legal assistance, the insurance covers up to 125,000 DKK. The insurance excess is 10%, but a minimum of 2,500 DKK in expenses.
Legal assistance and crisis counselling
You’ll receive legal assistance and crisis counselling wherever you are, or you can get counselling when you’ve returned home.
Bank built for entrepreneurs.
Lunar Business is Denmark's new bank for entrepreneurs, made by entrepreneurs. We'll make it easier for you to live out your entrepreneurial dreams and speed up your growth every day.
With our business account, you'll control all of your finances on your phone with everything in your hand - no matter where you are. This gives less wasted time and more flexibility. You'll get exactly what you, as an entrepreneur, need. Not too much - not too little.
The answers to your questions.
Who is providing the insurances?
What does cyber insurance cover?
Does cyber insurance have an insurance excess?
What does the travel insurance cover?
Does travel insurance have any insurance excess?