Lunar Business is a Danish digital business bank created to provide you with more time and peace of mind. Whether you want to manage your money efficiently with accounts and cards, automate bookkeeping, pay bills with a click, or even share your account with others, we provide you with the tools to easily and securely handle your company's finances — from both your mobile and computer. Choose from our three plans based on your needs and those of your business. You will always receive fair and transparent pricing, no matter which plan you choose. With over 30,000 Business users in the Nordic region, and offices in Aarhus, Copenhagen and Stockholm, our dedicated team of 400+ employees work every day to offer our users the best banking experience possible. Apply for a Lunar Business account easily and 100% digitally. We are available seven days a week if you need assistance.

Do I need to have a personal account to get a Business account?

We’d love to have you as a personal user as well, but no, you don’t have a personal Lunar account to use Lunar Business.

How do I get Lunar Business?

1) Download the Lunar app in App Store or Google Play and select Lunar Business. 2) Apply for an account in the app. Have your passport or driver's license and a valid MitID ready. We will briefly ask about your business idea in the app, what you offer and how you earn or expect to earn money. 3) We process your application as soon as possible, and you receive the answer directly in your inbox.

How safe is it to use Lunar?

It’s safe to have your account at Lunar. Like all other banks in Denmark, we’re supervised by Finanstilsynet (The Danish Financial Supervisory Authority), which basically means your money is safe with us. Your money is also covered by Danish deposit insurance, which protects bank deposits in financial institutions with amounts equivalent to 100,000 EUR.

What does a business account from Lunar cost?

Choose between three different plans. We have accounts for all needs. No hidden fees - only fair, transparent prices. See our prices here

We make it easy to start and run your business.

Denmark’s cheapest business account¹ - 0 DKK setup fee on selected plans.
Digital bank. Banking app and online bank.
Easy digital application.

Excellent22,753 reviews on

¹The comparison was made on March 31, 2025, where first-year costs for nationwide backs were measured. The comparison is limited to banks with publicly available prices, where setup fees and annual subscription fees are shown. Find the comparison here .

Simplify finances.
All in one place.

Banking made easier, so you can spend your time running your business.

View all plans and prices

Business account and cards.

Get all the basics for starting and running your business.

Visa business card.
Nemkonto for your business.
Easily open more accounts and categorise your money.
Share your account with up to 3 other users.
App and online bank.

View all accounts and cards

Pay and get paid in no time.

Free transfers and bill payments within Denmark.
Scan and pay your bills with one click.
Connect with Betalingsservice.

Learn more about payments

Manage finances without unpleasant surprises.

Get an overview of your income and expenses, and automatically transfer money to your VAT account.

See how to manage finances more efficiently

Automated accounting.

Integrate your account with Dinero, Billy, or e-conomic.

See how to automate your bookkeeping

Loan up to 3 million DKK².

Apply for a business loan via your smartphone.

Show me more about business loans

²Apply for business loans with our partner, Froda or Qred.

Avoid paperwork and personal outlays.

Get company cards for your employees and manage all expenses from your Lunar app.

See how expense management works

A Danish bank where you can feel safe.

Digital bank with own banking license. Under the supervision of the Danish Financial Supervisory Authority.
The Guarantee Fund covers your money up to 100,000 EUR (approx. 750,000 DKK).
Support with extended opening hours, five days a week.

See your security with us

0 DKK setup fee on selected plans.

Get started today with everything your business needs.

Choose to pay monthly or save with an annual plan.
No hidden fees. Just simple, affordable prices.
Denmark's lowest-priced business account.¹

View plans and pricing

0 kr startup fee startavgift oprettelsesgebyr

¹The comparison was made on March 31, 2025, where first-year costs for nationwide backs were measured. The comparison is limited to banks with publicly available prices, where setup fees and annual subscription fees are shown. Find the comparison here .

Rated as "Excellent"

Excellent22,753 reviews on

As a small business owner, having a simple and efficient setup is essential, and Lunar really delivered on that. Highly recommend it to others looking for a seamless banking experience!

Daniela, Trustpilot, October, 14 2024 **

I chose Lunar for a new company in Denmark due to its competitive pricing and transparency. Another element of choosing Lunar was their level of service, which I think is much better than that of other banks I contacted.

Starkly.tech, Trustpilot, 03 October 2024 **

The business account opening process with Lunar was an incredible experience. Milla was assigned to the process and assisted in getting my account open within a day. Fast and reliable service. I would highly recommend Lunar.

Rory, Trustpilot, October 02 2024 **

Fast and professional service. Needed a business account and within 1 day everything was ready.

Lena, Trustpilot, October 02 2024 **

The first steps being introduced to the Lunar Business has been very interesting. A high level of service and a very good discussion with the people from the office.

Bent, Trustpilot, Septembr 19 2024 **

I have been using Lunar for my personal use for over a year. For business, I also decided to open a business account in Lunar. I was prepared to wait three weeks, but everything turned out to be quite fast and simple. I hope that further use will not disappoint.

Natalia, Trustpilot, September 16 2024 **

It's so simple for someone coming to Denmark as an entrepreneur to set up both a personal and business account and you can actually speak to a real person! I would recommend it to everyone coming here from overseas.

David, Trustpilot, September 12, 2024 **

I have a Lunar Business account, and is by far the best customer service i've experienced. When you have questions, they are fast to reach out, and the whole onboarding process is just easy, compared to order a service from a regular bank. Also the app and UI is great and user friendly.

Daniel, Trustpilot, August 20 2024 **

It was super easy and fast to get an account, the app is really good. I have a better overview and accessibility through it then ever before. I'm looking forward to use the business version with my company. Thanks Lunar, good job.

Olivér, Trustpilot, August 12 2024 **

As a business owner in the IT sector, I find the Lunar application both functional and easy to manage. I'm very pleased to be a part of Lunar Business Bank.

Mohamed, Trustpilot, Augut 14 2024 **

Just joined Lunar Bank Business and it's been great! The app is easy to use, and I could order cards hassle-free. Setting up my company's NemKonto was a breeze with their guidance. Loved the quick switch feature in the app too.

Talata Basketball, Trustpilot, August 29 2024 **

**All Trustpilot reviews are verified by Trustpilot based on an email sent to the user. The reviews are selected by Lunar.

Get answers to your questions.

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What is Lunar?
Lunar Business is a Danish digital business bank created to provide you with more time and peace of mind. Whether you want to manage your money efficiently with accounts and cards, automate bookkeeping, pay bills with a click, or even share your account with others, we provide you with the tools to easily and securely handle your company's finances — from both your mobile and computer.
Choose from our three plans based on your needs and those of your business. You will always receive fair and transparent pricing, no matter which plan you choose.
With over 30,000 Business users in the Nordic region, and offices in Aarhus, Copenhagen and Stockholm, our dedicated team of 400+ employees work every day to offer our users the best banking experience possible.
Apply for a Lunar Business account easily and 100% digitally. We are available seven days a week if you need assistance.
Do I need to have a personal account to get a Business account?
How do I get Lunar Business?
How safe is it to use Lunar?
What does a business account from Lunar cost?

Apply for your business account in minutes

We are 100% digital and have no physical branches. All you need to do is download the Lunar app and apply.