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Denmark's cheapest business account¹.

Get an easy and affordable business account with all the tools you need to start and grow your business.

  • Easy digital sign-up - Apply in minutes.
  • Keep track of everything with our app and web portal.
  • 30,000 businesses have already chosen us.

A simple account
for a simple economy.

  • Business bank with easy digital signup.
  • 0 DKK setup fee on selected plans.
  • Digital Visa card.
  • National transfers.
  • International transfers.
  • Award-winning bank.
  • Webportal.

Denmark's cheapest business account.

Get Denmark'cheapest business account*. Choose whether you want to pay monthly or annually.

*The comparison was made on March 31, 2025, where first year costs for nationwide backs were measured. The comparison is limited to banks with publicly available prices, where a setup fee and annual subscription fee are shown.

Bank1st year TotalSetup feeYearly fees
Lunar Bank – Simple pakke2890 DKK1495 DKK.4385 DKK.
Lunar Bank – Essential pakke4390 DKK0 DKK.4390 DKK.
Nykredit1548 DKK.3000 DKK.* 4548 DKK.
Arbejdernes Landsbank3000 DKK.3000 DKK. 6000 DKK.
Danske Bank1668 DKK.5000 DKK. 6668 DKK.
Sydbank2400 DKK.5000 DKK.**7400 DKK.
Nordea2940 DKK.4800 DKK.7740 DKK.
Andelskassen3600 DKK.5000 DKK.8600 DKK.
Lån & Spar4000 DKK.1000-5000 DKK.5000-9000 DKK.

*Minimum setup fee of DKK 3,000.

**Individual pricing for more complex cases.

Get more with Denmark's cheapest business account.

Fix your finances on-the-go.

With Lunar, your bank is with you wherever you go. You can access your business account from your phone, tablet or computer. Our user-friendly design makes it easier than ever before to manage your finances.

See all your accounts in one place.

Have a personal account at another bank? Connect it to your Lunar Business app to get a complete overview of all your accounts and transactions in one simple, unified feed.

Rated as "Excellent"

As a small business owner, having a simple and efficient setup is essential, and Lunar really delivered on that. Highly recommend it to others looking for a seamless banking experience!

I chose Lunar for a new company in Denmark due to its competitive pricing and transparency. Another element of choosing Lunar was their level of service, which I think is much better than that of other banks I contacted.

The business account opening process with Lunar was an incredible experience. Milla was assigned to the process and assisted in getting my account open within a day. Fast and reliable service. I would highly recommend Lunar.

Fast and professional service. Needed a business account and within 1 day everything was ready.

The first steps being introduced to the Lunar Business has been very interesting. A high level of service and a very good discussion with the people from the office.

I have been using Lunar for my personal use for over a year. For business, I also decided to open a business account in Lunar. I was prepared to wait three weeks, but everything turned out to be quite fast and simple. I hope that further use will not disappoint.

It's so simple for someone coming to Denmark as an entrepreneur to set up both a personal and business account and you can actually speak to a real person! I would recommend it to everyone coming here from overseas.

I have a Lunar Business account, and is by far the best customer service i've experienced. When you have questions, they are fast to reach out, and the whole onboarding process is just easy, compared to order a service from a regular bank. Also the app and UI is great and user friendly.

It was super easy and fast to get an account, the app is really good. I have a better overview and accessibility through it then ever before. I'm looking forward to use the business version with my company. Thanks Lunar, good job.

As a business owner in the IT sector, I find the Lunar application both functional and easy to manage. I'm very pleased to be a part of Lunar Business Bank.

Just joined Lunar Bank Business and it's been great! The app is easy to use, and I could order cards hassle-free. Setting up my company's NemKonto was a breeze with their guidance. Loved the quick switch feature in the app too.

A Danish bank where you can feel safe.

  • Digital bank with own banking license. Under the supervision of the Danish Financial Supervisory Authority.
  • The Guarantee Fund covers your money up to 100,000 EUR (approx. 750,000 DKK).
  • Support with extended opening hours, five days a week.

Your Application Checklist: What you'll need.

To open a business account, you'll need to meet a few requirements—most importantly, having a CVR number (Danish business registration number).

Having these items ready will help speed up your application:

  • A valid CVR number.
  • A valid photo ID (e.g., passport or driving licence).
  • A brief description of your business plan and model.
  • Your official industry code.
  • A recent bank statement from your current bank (if applicable).

Frequently asked questions