It’s easy! At least with Lunar Business. Just download the Lunar app, choose your plan and apply for a business account with us.

A business account is not a requirement when you start a sole proprietorship, but it makes it easier. It’s important to keep your private finances and the company's finances separate. This way, you get a clear picture of the company's income and expenses, which makes bookkeeping and budgeting easier. It also makes it easier to pay taxes and fees with separate accounts.

Our process is fast and 100% digital. Most applicants will get a business account within five business days.

• A valid CVR number (Danish business registration number).
• Your personal MitID.
• Your CPR number.
• A valid photo ID (e.g., passport or driver's license).
• A photo of your yellow health card or other document confirming your address.
• A brief description of your business plan and model.
• Your official industry code.
• Details about how your business will be operating (e.g., customers, platforms, expected turnover, etc.).
• A recent bank statement from your current bank (if applicable).

We may ask for further documentation after your initial application is submitted. This could include a budget, partnership agreements, or documents confirming your name and address.

Lunar is a digital bank without any physical branches. We offer all the same services as traditional banks: accounts, Visa cards, payment transfers, loans, MobilePay, Apple Pay, Google Pay, etc. We also provide the best banking experience in the Nordics via the Lunar app, where you can easily and securely manage your finances on your smartphone.

We have more than 1,000,000 users in the Nordic region and offices in Aarhus, Copenhagen, Stockholm and Oslo. Our 400+ employees work every day to give our users the best experience, products and exciting new features.

Lunar Business is for you if you:

• Are at least 18 years old
• As the owner you have to live and pay taxes in Denmark
• Have a sole proprietorship, a personally owned small business, a private limited company, a plc with simple owner structure, I/S or a holding company.
• Owns a company with one or multiple owners.

Download Lunar and apply in minutes in the app.

We’d love to have you as a personal user as well, but no, you don’t have a personal Lunar account to use Lunar Business.

Yes, a Business account from Lunar lives up to all the legal requirements. As a business in Denmark, you need to have a business NemKonto—you can use your Lunar Business account for this.

It’s safe to have your account at Lunar. Like all other banks in Denmark, we’re supervised by Finanstilsynet (The Danish Financial Supervisory Authority), which basically means your money is safe with us. Your money is also covered by Danish deposit insurance, which protects bank deposits in financial institutions with amounts equivalent to 100,000 EUR.

Lunar was founded in 2015 by a group of entrepreneurs who wanted to rethink the way we do banking, payments and investments. The investors behind Lunar are HEARTLAND, Kinnevik, Tencent, Seed Capital, Augustinus Fabrikker, Greyhound Capital and Socii Capital.

Choose between three different plans.

We have accounts for all needs. No hidden fees - only fair, transparent prices.

See our prices here