Avoid negative interest

All your questions - answered

• How is Lunar able to offer no negative interest on up to 10 mil. DKK?

  Because we’re a 100% digital bank, we don’t have physical branches, financial advisors or any heavy, bureaucratic processes. We save a lot of money this way.

  Of course, we still need to run a sustainable business. Some of the things we make money on are transaction fees from card issuers, payments for our Pro - and Premium subscriptions and the -0,6% interest rate you’ll pay after your first 10 mil. DKK.

• How can I avoid paying negative interest?

  You’ll avoid negative interest rates as soon as you create a business account with Lunar. Download the Lunar app to get started and once you’ve been approved you won’t have to pay negative interest on up to 10 mil. DKK.

• Which types of businesses can avoid paying negative interest on up to 10 mil. DKK?

  All businesses who have a Lunar Business account avoid negative interest on their first 10 mil. DKK. At Lunar, we think everyone deserves equal opportunities to grow their businesses. That’s why we don’t give special treatment to certain types of businesses.

• Does Lunar also offer positive interest rates?

  We love doing things differently. Not only did we get rid of negative interest rates for Lunar Business users on their first 10 mil. DKK, as a regular Lunar user, you also get a positive interest rate of up to 25,000 DKK.

  Getting a personal account is easy: Just download Lunar and sign up in the app.

• What is Lunar?

  Lunar is a digital bank without any physical branches. We offer all the same services as traditional banks: accounts, Visa cards, payment transfers, loans, MobilePay, Apple Pay, Google Pay, etc. We also provide the best banking experience in the Nordics via the Lunar app, where you can easily and securely manage your finances on your smartphone.
  

  We have more than 500,000 users in the Nordic region and offices in Aarhus, Copenhagen, Stockholm and Oslo. Our 450+ employees work every day to give our users the best experience, products and exciting new features.