Get started today for 0 DKK.

Find a plan that matches your needs. They are all designed to help you bank smarter. No hidden fees — just fair, transparent prices.

  • Start today for 0 DKK. Sign up in minutes.
  • Positive interest is included in most plans.
  • Flexibility to up or downgrade.
Light
Standard
Plus
Unlimited

  • Light

    0 DKK /month

    A free account catering to all your basic needs.

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    • No-cost account with a free digital card and basic tools for easy money management.

  • Standard

    39 DKK /month

    Tools tailored for your day-to-day finances. Manage your money smarter.

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    Everything Light has to offer – and more:

    • 3 accounts with physical and digital cards.
    • Automatic savings, Joint account, budgeting by category, and so much more.
    • +0.25% interest on up to 100,000 DKK.*
  • Most popular

    Plus

    79 DKK /month

    Multiple accounts and travel benefits that make life a little easier at home and abroad.

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    Everything Standard has to offer – and more:

    • 6 free accounts with physical and digital cards, including access to Lunar Youth.
    • Worldwide travel insurance from Tryg.
    • No withdrawal or exchange fees.***
    • +0.50% interest on your entire balance. Interest is variable, calculated annually and paid out monthly.**

  • Unlimited

    139 DKK /month

    Get a personalized metal card, our highest interest rate, and a SAS EuroBonus Lunar card.

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    Everything Plus has to offer – and more:

    • An unlimited number of accounts with physical and digital cards.
    • SAS EuroBonus Lunar card included.
    • A stand-out metal card with personalised laser engraving.
    • Extended travel insurance with Tryg.
    • +1% interest on your whole balance. Interest is variable, calculated annually and paid out monthly.**

* For amounts above 100,000 DKK, the interest rate is 0%. Interest is variable, calculated annually, and paid out monthly.
** Interest is variable, calculated annually, and paid out monthly. To be eligible to receive interest on your deposit, you must link your NemKonto to one of your Lunar accounts.
*** Note that foreign financial institutions may charge a fee when you withdraw cash, and card issuers may charge an exchange fee for card transactions. This is not associated with Lunar.

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Travel Benefits: The first SAS EuroBonus debit card has landed.

Show me SAS EuroBonus

Compare plans.

Choose from four unique plans. Only pay for what you need. No hidden fees - just fair, transparent prices.

Light
Standard
Most popularPlus
Unlimited

Account

Bank accounts
1
3
6
Unlimited
Lunar Youth
()
()
()
()
Joint account
Join
Create and join
Create and join
Create and join
Link other banks to Lunar
()
()
()
()
Lunar AI Assistant Beta
()
()
()
()

Card

Digital card in colour of choice
1
3
6
Unlimited
Physical Visa card
1 (59 DKK delivery fee)
1
3
3 (incl. metal card)
SAS EuroBonus Lunar card
39 DKK / month
39 DKK / month
39 DKK / month
Included
Metal card with personal laser engraving
()
()
()
1
Notification when you use your card
()
()
()
()
Choose your own PIN code
()
()
()
()
Free replacement card
()
()
()
()
Remove plastic from the ocean with your Lunar card
()
()
()
()
No withdrawal fees
()
()
()
()

Payments and Transfers

Free card payments in Denmark
()
()
()
()
Contactless payments
()
()
()
()
Pay with Apple Pay
()
()
()
()
Pay with Google Pay
()
()
()
()
Split your payments
()
()
()
()
Free Betalingsservice
()
()
()
()
International transfers
()
()
()
()
Free outgoing transfers
()
()
()
()

Interest rate

Positive interest on your accounts
()
+0.25%
+0.50%
+1%

Savings and Budgeting

Create a budget
()
()
()
()
Create your own spend categories
()
()
()
()
Overview of your subscriptions
()
()
()
()
Create a savings goal
()
()
()
()
Save up when you use your card
()
()
()
()
Save up with automatic transfers
()
()
()
()

Investing

Easy investment platform
()
()
()
()
Tax savings account
()
()
()
()

Crypto

Buy and sell crypto with Lunar Block
()
()
()
()
Crypto trading fee with Lunar Block 0-99,999 DKK
2.49%
1.99%
1.49%
0.99%
Crypto trading fee with Lunar Block 100,000-499,999 DKK
2.49%
1.79%
1.29%
0.79%
Crypto trading fee with Lunar Block 500,000-999,999 DKK
2.49%
1.69%
1.19%
0.69%
Crypto trading fee with Lunar Block 1,000,000-1,999,999 DKK
2.49%
1.49%
0.99%
0.49%
Crypto trading fee with Lunar Block + 2,000,000 DKK
2.49%
1.49%
0.99%
0.29%

Travel Benefits and Insurance

Currency surcharge when using a card abroad
1%
1%
0%
0%
Cash withdrawal from Danish and foreign ATMs within the EU in DKK/EUR
9 DKK
9 DKK
0 DKK
0 DKK
Cash withdrawal from foreign ATMs within the EU in a currency other than DKK/EUR or from ATMs outside the EU regardless of currency
19 DKK
19 DKK
0 DKK
0 DKK
Personal travel insurance from Tryg
()
()
()
More inclusive insurance
More inclusive travel insurance — covers your family
()
()
()
()
Luggage insurance from Tryg
()
()
()
()

Loans

Loans that match your needs
()
()
()
()

Your safety

Your money is covered by the Danish Guarantee Fund
()
()
()
()
Security with 2 factor authentication
()
()
()
()
The security code on your digital card with be updated every hour
()
()
()
()

Clear pricing with zero surprises.

Get Lunar for free or choose a paid plan. Once you select your plan, you’ll pay a fixed monthly fee without any hidden costs popping up.

This way, you always know exactly what you pay for. And you’re free to up- or downgrade at any time.

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Sign up in minutes.

Download Lunar now and sign up for free.
Try us with no obligations and without switching banks.

Download Lunar now and sign up for free.
Try us with no obligations and without switching banks.

Scan the QR code to download Lunar.

Or type in your number to receive a download link.

You'll receive one text message with the link. That's it.

Frequently asked questions.

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***All Trustpilot reviews are verified by Trustpilot based on an email sent to the user. The reviews are selected by Lunar.