Lunar is a 100% digital bank with no branches – and built to make it easy for you to manage your money on your mobile phone.

We were founded in 2015 by a group of entrepreneurs who wanted to break free from the traditional way of banking because they believed there was a better way.

That’s why, with Lunar, you get everything you need for your day-to-day finances, from tools that help you manage your money, to positive interest rates, travel benefits and even a metal bank card.

You can choose from four subscriptions depending on your needs.

We have our banking licence in place and are supervised by the Danish Financial Supervisory Authority, like all other Danish banks.

That means your money is covered by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK) in case of Lunar Bank's bankruptcy or reconstruction.

Being a digital bank means we have no branches, and you will manage all your finances from your mobile phone. You will also apply for your account directly from your mobile phone.

We have put all our energy into developing what we believe are the best digital tools for you.

By way of evidence, in 2022 we were named "Best e-commerce app" by Dansk Erhverv, and in 2023 we were named "Denmark's most innovative bank" by the Danish Innovation Index and Aarhus University.

Furthermore, even though we are 100% digital, we have a team of people working behind the scenes.

Our support team is ready to help and is available from 9:00 to 23:00 on weekdays and 9:00 to 17:00 on weekends.

You can apply from your mobile phone in minutes and be up and running within days.

Download Lunar from the App Store or Google Play and apply directly from the app.

We'll process your application within a few days, and you'll receive a reply in the app and via email.

No. With Lunar, you can always see what you are paying for upfront. We are committed to transparency; you will not encounter any hidden fees.

You can see all prices in the price list here.

You don't need to switch banks to use Lunar. We don't require you to add your NemKonto to your Lunar account, so you can use us alongside your current bank if you wish.

That means if you’re not sure we are the right bank for you, you can start by using us as your secondary bank, with the option to use the "Switch bank" function in your Lunar app if you then decide to make us your primary bank.

You can feel safe when choosing us. We have our banking licence in place and are supervised by the Danish Financial Supervisory Authority, like all other Danish banks.

That also means your money is covered by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK) in case of Lunar Bank's bankruptcy or reconstruction.