What is Lunar Business?

Lunar Business is a Danish digital business bank created to provide you with more time and peace of mind. Whether you want to manage your money efficiently with accounts and cards, automate bookkeeping, pay bills with a click, or even share your account with others, we provide you with the tools to easily and securely handle your company's finances — from both your mobile and computer. Choose from our three plans based on your needs and those of your business. You will always receive fair and transparent pricing, no matter which plan you choose. With over 20,000 Business users in the Nordic region, and offices in Aarhus, Copenhagen, Stockholm, and Oslo, our dedicated team of 500+ employees work every day to offer our users the best banking experience possible. Apply for a Lunar Business account easily and 100% digitally. We are available seven days a week if you need assistance.

Do I need to have a personal account to get a Business account?

We’d love to have you as a personal user as well, but no, you don’t have a personal Lunar account to use Lunar Business.

How do I get Lunar Business?

1) Download the Lunar app in App Store or Google Play and select Lunar Business. 2) Apply for an account in the app. Have your passport or driver's license and a valid NemID ready. We will briefly ask about your business idea in the app, what you offer and how you earn or expect to earn money. 3) We process your application as soon as possible, and you receive the answer directly in your inbox.

How safe is it to use Lunar?

It’s safe to have your account at Lunar. Like all other banks in Denmark, we’re supervised by Finanstilsynet (The Danish Financial Supervisory Authority), which basically means your money is safe with us. Your money is also covered by Danish deposit insurance, which protects bank deposits in financial institutions with amounts equivalent to 100,000 EUR.

What does a business account from Lunar cost?

Regardless of which plan you choose, you always pay a 0 DKK setup fee with us. Choose between the plans Simple, Essential, and Limitless — depending on your needs and those of your company. Additionally, you can decide whether you want a more flexible payment option, by paying monthly, or if you want to save money and pay annually. Lunar Business Simple plan costs 289 DKK/month or 2,890 DKK/year. Lunar Business Essential plan costs 389 DKK/month or 3,890 DKK/year. Lunar Business Limitless plan costs 589 DKK/month or 5,890 DKK/year.

Get off to a great start when starting your business.

The first steps towards starting a business are both exciting and challenging. We know this because we're entrepreneurs ourselves – which is why we built our platform, to help you along your way. Get access to the tools you need to get started and easily manage your finances – so you can focus on building your dream business.

Award-winning digital bank rated ‘excellent’ on Trustpilot.
Denmark's cheapest business account* – apply in minutes.
20,000 businesses have already chosen us.

Start your journey today with the ultimate business plan

Denmark's cheapest business account*. 100% digital sign-up.
Award-winning banking app.
Web portal.
Enjoy automatic bookkeeping (integration with Billy, Dinero or e-conomic), pay your bills with one click – and much more.
Support with long opening hours – 7 days a week
20% discount when creating a CVR number and help setting up via Legal Desk.
Built by entrepreneurs who think like you.

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Get Denmark's cheapest business account.

Spend your start-up capital on your new business – not your bank. Sign up for Simple for 2,890 DKK per year.

Show me the business account

*According to Samlino , Lunar Business Simple is the cheapest business account in Denmark. You can also choose to pay monthly at 289 DKK per month.

Automate your bookkeeping and payments

Automatically synchronise your expenses with Dinero, Billy or e-conomic. Use our Payment, Supplier, and Transfer services to take care of bills, collections, and payroll. Pay your bills with one click.

Borrow up to 1,000,000 DKK for your entrepreneurial dream

Do you need capital to get started? You can get a Froda loan with us for up to 1,000,000 DKK.. Apply via your Lunar app and get a loan offer from Froda immediately.

Get a quick overview of your cash flow

Finances don't have to be complicated. Follow money going in and out of your account with ease, so you can catch all of it. Track trends with cash flow analytics and learn more about your finances.

Get discounts on the best services for start-ups

Save over 17,500 DKK on everything from creating a CVR number at Legal Desk to integrating your finances with Dinero, Billy or one.com.

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Get a Danish bank that will make you feel safe.

Our own banking licence. 100% bank. 100% digital.
Under the supervision of the Danish Financial Supervisory Authority.
The Guarantee Fund covers your money up to 100,000 EUR (approx. 750,000 DKK).

Rated as "Excellent"

Excellent16,451 reviews on

Very intuitive and exceptional service. A refreshing change within the banking industry. Many other banks could learn from this.

Thomas, Trustpilot, July 31 2023**

I had an incredible experience talking to Alma from Lunar. Perfect service – I got approved very fast. Thank you!

Olga, Trustpilot, September 7 2023**

I needed an account for my business, and Lunar was a tremendous help. There were absolutely no hidden fees, poor service, or anything of the sort. The banking app is incredibly user-friendly and easy to navigate. I'm thrilled that I chose Lunar for my business.

Alex, Trustpilot, August 28 2023**

Great support! I applied for a business account with Lunar Bank and had the pleasure of talking to Nikolina, a friendly and highly skilled employee who guided us through the entire process. I definitely recommend Lunar.

Mads, Trustpilot, August 27 2023**

Quick and easy.

Layla, Trustpilot, 16 August 2023**

From entrepreneurs – for entrepreneurs.
One in five Danish sole traders choose us.

We started in a basement in 2015. We've now built a platform full of all the features we were missing back then – and then some.

See why Pernille from 3P Agency chooses to work with Lunar Business.

Limitless
589 DKK /month
Advanced tools to boost your growth and unlimited access to an array of features.
Everything Essential has to offer – and more:
Unlimited accounts and Visa cards.
Unlimited domestic transfers.
Unlimited corporate cards and digital expense management.
Add 3 extra administrators to manage your finances.
Our cheapest international transfers.
Our highest limit on Visa cards.
+1% interest on up to 5,000,000 DKK. After that, the interest rate is 0%. Interest is calculated annually, is variable and accrues monthly.
Most popular
Essential
389 DKK /month
All the essentials for your finances, including features to help you improve efficiency and make you thrive in your everyday life.
Everything Simple has to offer – and more:
3 accounts and 3 Visa cards.
Domestic transfers (10 free per month).
3 company cards and digital expense management.
Add 2 extra admins to manage finances.
Cash flow overview.
Automatic bookkeeping (integration with Billy, Dinero or e-conomic).
Cyber insurance from AIG and travel insurance from Tryg.
Simple
289 DKK /month
Denmark's cheapest business account with all the basics you need for your finances.
What Simple has to offer:
A business account with a digital Visa card.
Domestic transfers (3 free per month).
Award-winning banking app.
Web portal.

Need help? Reach out any day of the week

We're here when you need us.

Get English or Danish support and reach out to us until 23:00 on weekdays and 17:00 on weekends and public holidays.

Contact us

Still trying to figure out a budget, VAT, and your business plan? We’ll guide you through the start-up process.

Get inspiration and tips and tricks to help you in your start-up phase. In our guides, you'll find answers to most of your questions – so you can start building your dream business.

Apply for your business account in minutes

We are 100% digital and have no physical branches. All you need to do is download the Lunar app and apply.

Get answers to your questions.

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What is Lunar Business?
Lunar Business is a Danish digital business bank created to provide you with more time and peace of mind. Whether you want to manage your money efficiently with accounts and cards, automate bookkeeping, pay bills with a click, or even share your account with others, we provide you with the tools to easily and securely handle your company's finances — from both your mobile and computer.
Choose from our three plans based on your needs and those of your business. You will always receive fair and transparent pricing, no matter which plan you choose.
With over 20,000 Business users in the Nordic region, and offices in Aarhus, Copenhagen, Stockholm, and Oslo, our dedicated team of 500+ employees work every day to offer our users the best banking experience possible.
Apply for a Lunar Business account easily and 100% digitally. We are available seven days a week if you need assistance.
Do I need to have a personal account to get a Business account?
How do I get Lunar Business?
How safe is it to use Lunar?
What does a business account from Lunar cost?
Regardless of which plan you choose, you always pay a 0 DKK setup fee with us. Choose between the plans Simple, Essential, and Limitless — depending on your needs and those of your company.
Additionally, you can decide whether you want a more flexible payment option, by paying monthly, or if you want to save money and pay annually.
Lunar Business Simple plan costs 289 DKK/month or 2,890 DKK/year.
Lunar Business Essential plan costs 389 DKK/month or 3,890 DKK/year.
Lunar Business Limitless plan costs 589 DKK/month or 5,890 DKK/year.

**All Trustpilot reviews are verified by Trustpilot based on an email sent to the user. The reviews are selected by Lunar.