Make the most of your business

Lunar Business is a digital bank for you who runs a small business. Manage all your finances from your mobile, minimise routine work and focus on the growth of your company.

Lunar Business account and card
Checkmark for Lunar Business benefits

No sign up fee and low annual price

Checkmark for Lunar Business benefits

Sign up from your mobile and get up to 3 accounts

Checkmark for Lunar Business benefits

Chat and call support when you need it

A bank built for small businesses

Get a bank built for entrepreneurs by entrepreneurs and speed up the growth of your business today - whether you are a photographer, consultant or the owner of a web shop with a couple of employees. 

With Lunar Business you will easily be able to manage your entire finances from your smartphone. Along with a sleek and user friendly design you will have features that provide you with an improved overview of your business. Neither too much, nor too little.

New: Company card that helps your business grow

Get a company card for your employees, and say goodbye to employee outlays, missing receipts and time-consuming paperwork. Easily manage all your expenses from one app. Spend your time chasing goals rather than receipts, and grow faster.

Low priced business account with everything you need

Get a business account with everything you need as self-employed for a low price. No negative interest rate up to 250,000 kr. - no hidden fees - no unpleasant surprises.

With Lunar Business you can invest your revenue in your business instead of bank fees.

Solo

2450

DKK /YEAR

For businesses with one owner

No sign up fee

Low priced national business account

Visa card with no annual fee

Denmark’s best banking app

Payments with Betalingsservice

Better cash flow with an automated supplier service

Automated payroll service

Integrate with the best accounting tools

Quick payments with MobilePay Myshop

Pay with Apple Pay or Google Pay

Free payments and transfers

Better overview with an electronic payment service

Connect with your payment agreement

Safer shopping with a virtual card

0% interest rate up to 250,000 kr.

NEW

Get a business loan if you're in need

Get an insurance check

Save money on the best services

NEW

Grow

New

4250

DKK /YEAR

For businesses with multiple owners

No sign up fee

Three national business accounts

Three Visa cards with no annual fee

Denmark's best banking app

Payments with Betalingsservice

Better cash flow with an automated supplier service

Automated payroll service

Integrate with the best accounting tools

Quick payments with MobilePay Myshop

Pay with Apple Pay or Google Pay

Free payments and transfers

Better overview with an electronic payment service

Connect with your payment agreement

Safer shopping with three virtual cards

0% interest rate up to 250,000 kr.

NEW

Get a business loan if you're in need

Get an insurance check

Save money on the best services

NEW

Connect your other accounts

Subscription overview

Multiple business owners

NEW

Cyber insurance from Riskpoint

Global travel insurance from Tryg

Unlimited number of company cards for your employees

NEW

Easy and automated expense management

NEW

Account and card - easier than ever

You will get the best national business account in Denmark for entrepreneurs and a specially designed Visa card with you company name engraved. Download Lunar and fill out an application in minutes.


Connect your Lunar card to Apple Pay or Google Pay and pay without the use of a physical card. With MobilePay Myshop you can also make it easier and faster for your customers to make a purchase from your shop.

Emil, owner, Cph-Lab and Lunar Business user

"It's easy and super user friendly. I can fix everything on my mobile and all tools are available no matter where I am".

Emil, owner, Cph-Lab

Jibril, Creative Director, Litemotions and Lunar Business user

"It just works and I save a lot of time. I have recommended Lunar Business to all the small businesses I know".

Jibril, Creative Director, Litemotions

Automated payments and payrolls

Make managing your business smooth and automate your payments and salaries with Betalingsservice, Leverandørservice and Overførselsservice. Get a better cash flow and simplify the administrative work so you have more time to make your business fly.

Integrate with the best accounting tools

Connect your business account with accounting software from Billy, Dinero or e-conomic and get all you need in one place.

Manage your accountings and bookkeepings from your mobile and keep track of your invoices and key figures on the go.

Save money on the best services

As a Lunar Business user, you’ll get discounts on the best and most essential services for business owners, which will save you at least 17.500 DKK. For example, you’ll save 50 % on Billy, One.com, and Salary. Furthermore, you’ll get a 100 % discount on IVN.dk meaning you won’t have to pay for the first year of your membership.

Get a loan if you need it

If your company needs liquidity, you can apply for a loan in the app through Qred. You will get an offer within an hour and receive the money the same day.

Run your business with peace of mind.

Get answer to your questions

Lunar is a digital bank without any physical branches. Yet we offer all the same services as a traditional bank; that being accounts, Visa cards, payment transfers, loans, MobilePay, Apple Pay, Google Pay etc. On top of that we provide the best banking experience in Denmark, where you can easily and securely manage your finances directly from your smartphone.

We have more than 200,000 users in the Nordic region, and we have offices in Aarhus, Copenhagen, Stockholm and Oslo. Our +130 employees work every day to give our users the best experience, products and features when they bank.

Lunar is a Danish entrepreneurial company founded by Ken Villum Klausen in 2015. Peter Smith is the bank CEO and the day-to-day management of Lunar is composed of people with strong backgrounds in tech, operations, compliance, product and marketing. Henning Kruse Petersen is Lunar's Chairman of the Board and the investors include Seed Capital, Augustinus Fabrikker, Greyhound Capital and Socii Capital.

Yes, a Lunar Business account meets all the necessary requirements. Your company has to have a NemKonto, and you can link that to your Lunar Business account.

It is safe to have your business account at Lunar. We are - just as any other Danish bank - under the supervision of the Danish Financial Supervisory Authority. That means there are a number of guidelines we must adhere to. With us, your money is covered by a deposit guarantee, which protects the amount of deposits in bank accounts in banks with up to DKK 750,000.

We would love to have you as a private user as well - but no, it’s not mandatory to have a personal account in Lunar to use Lunar Business. You can use Lunar Business while having your private account at your current bank as well.

Lunar Business is for you who own a small business or are about to start one up. Perhaps it's just you, or perhaps you have a few employees. If you want Denmark's lowest-priced business bank account - and at the same time minimize the tedious tasks and therefore have more time to develop your business - then you came to the right place. 

You can apply for Lunar Business if you're at least 18 years old and if you have a sole proprietorship, a personally owned small business, a private limited company, or a holding company. With Lunar Business Solo, your business can only have one owner with the authority to sign documents. If your company has a board, it can only consist of the same owner. With Lunar Business Grow, your business can have more than one owner. As an owner, you must live and pay taxes in Denmark.

Download the app and apply for a business account directly from your phone. It only takes a few minutes.

1) Download the Lunar app in App Store or Google Play and select Lunar Business.

2) Apply for an account in a few minutes directly in the app. Have your passport or driver's license and a valid NemID ready. You will need to apply for the account. We will briefly ask about your business idea in the app - what you offer and how you earn or expect to make money.

3) We process your application as soon as possible, and you will receive the answer directly in your inbox.

Help at hand

Reach out to us if you need any help. Contact our support team through the app or give us a call.

We are available everyday until 11 PM on weekdays and 5 PM on weekends and holidays.

Join a bank built for small businesses

Get a national business account today and manage your finances easily from your mobile. Minimise routine work and focus on getting your business to grow.