Debit cards in Denmark

With Lunar, you can get a Danish bank account and a digital or physical Visa card. Lunar is a 100% digital bank – and we can help you open a bank account and get a digital bank card for free.

If you want a physical Visa card, you’ll only have to pay a delivery fee (59 DKK).

With the free Lunar account, you will get:

  • A free Danish bank account and digital card.
  • An English banking app with smart features to help you manage your money.
  • The opportunity to have your NemKonto with us.
  • A +1.50% interest rate of up to 100,000 DKK.*
  • And so much more.

*The +1.50% interest rate applies to amounts up to 100,000 DKK. After this, the interest rate is 0%. The interest rate is variable, calculated annually, and paid out on a monthly basis.

Benefits of Lunar

With the Lunar Visa card, digital or physical, you can make contactless payments worldwide. It’s also possible to make cash withdrawals from any ATM. Moreover, you can use the card to make payments via Apple Pay or Google Pay.

What you need to know about payment cards in Denmark

  • There are several types of payment cards available in Denmark - each with its own benefits and fees.
  • Most payment cards in Denmark come equipped with contactless payment technology.
  • The most popular payment cards are Visa and Mastercard.

You need to open a bank account in Denmark to get a payment card. For that, you’ll need a CPR number , ID (such as a passport or driver’s license), and a MitID .

How to apply for a Lunar Visa card

Applying for a Lunar Visa debit card is easy and can be done online.

  1. Download the Lunar app from App Store or Google Play.
  2. Sign up using your MitID, personal ID (such as a passport or driver's license), and CPR number.
  3. That's it! Once you're approved, you can start using your account.

With the Lunar account and Visa debit card, you can start enjoying the benefits of a modern, digital, and convenient banking experience.

You can keep your current bank – and use Lunar on the side. But it’s also easy to add your NemKonto to your Lunar account. You will need a NemKonto to receive public payments in Denmark.

Last updated 29/01/2024. This article is based on general information, and there may be special rules and circumstances that you should be aware of. This should not be considered counseling.