Backing Entrepreneurs, Not Just Balance Sheets

Traditional banks tend to look up, focusing on big names and big numbers. We look forward. We believe the next wave of entrepreneurs will help shape a more sustainable economy, and they deserve our full backing.

That’s why we invest in initiatives like Founder of Tomorrow — our annual startup event designed to equip early-stage founders with tools, insights, and community to get their ideas off the ground. We also partner with Antler for hands-on startup sprints and collaborate with communities like Copenhagen FintechLab, Nordic Fintech Week, and IVN. We're listening more, too — gathering insights from a dedicated entrepreneur panel to build smarter solutions, faster.

Zero Emissions, Real Impact

We’re not just cutting paper and calling it green. We’re measuring our environmental footprint and reducing it where it counts. From energy use to emissions, we’re pushing for progress that goes beyond optics.

Let’s talk numbers:

• We avoid around 11,000 tonnes of CO₂ emissions annually compared to traditional Nordic banks.
• Our emissions per user are 33% to 71% lower than industry peers.
• We’ve kept our direct emissions at zero — and we’re keeping it that way.
• 85% of our electricity now comes from green energy.
• In 2024, our user base grew by 25% — but emissions only rose by 1% vs. the 2021 baseline.
• Through Project Blue with Seven Clean Seas, we’ve removed 40 tonnes of plastic from rivers and oceans.

That’s progress we’re proud of, but also just the beginning.

Where We’re Headed

We know we’ve got more to do. In 2025, we’ll be stepping up our game with a decarbonization plan, voluntary CSRD adoption, and long-term goals to push our emissions even lower.

Because at Lunar, we’re not just building a modern bank — we’re building a better one.

Dive into our full 2024 Sustainability Report .