Light is for those who only need the basics for their day-to-day finances.

With Light, you'll get:

• A free account with a digital Visa card.
• A banking app with all the essential tools to manage your money.
• +1.25% interest on up to 100,000 DKK. After that, the interest rate is 0%. The interest rate is variable.

You can choose Light in the app when you apply for your account, and you always have the option to upgrade to Standard, Plus or Unlimited.

Compare Light with our other subscriptions here

You can apply from your mobile phone in minutes and be up and running within days. Download Lunar from the App Store or Google Play, apply directly from the app, and select Light.

We'll process your application within a few days, and you'll receive a reply in the app and via email.

Lunar is a 100% digital bank with no branches – and built to make it easy to manage your money on your mobile phone.

We were founded in 2015 by a group of entrepreneurs who wanted to break free from the traditional way of banking because they believed there was a better way.

That’s why, with Lunar, you get everything you need for your day-to-day finances, from tools that help you manage your money, to positive interest rates, travel benefits and even a metal bank card.

You can choose from four subscriptions depending on your needs.

We have our banking licence in place and are supervised by the Danish Financial Supervisory Authority, like all other Danish banks. That means your money is covered by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK) in case of Lunar Bank's bankruptcy or reconstruction.

You don't need to switch banks to use Lunar. We don't require you to add your NemKonto to your Lunar account, so you can use us alongside your current bank if you wish.

That means if you’re not sure we are the right bank for you, you can start by using us as your secondary bank, with the option to use the "Switch bank" function in your Lunar app if you then decide to make us your primary bank.

You can feel safe when choosing us. We have our banking licence in place and are supervised by the Danish Financial Supervisory Authority, like all other Danish banks.

That also means your money is covered by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK) in case of Lunar Bank's bankruptcy or reconstruction.