Enjoy excellent interest rates and save as you spend. We’re here to make growing your money easy.
- Up to +1% interest. Paid every month.*
- Get interest on all your current accounts. Withdraw anytime.
- Automatic savings.
Let your money work for you.
*The interest rate depends on the plan you choose. Interest is variable, calculated annually, and paid out monthly. To be eligible to receive interest on your deposit, you must link your NemKonto to one of your Lunar accounts.
Interest that works for you.
- Earn up to +1% interest.*
- Interest is paid every month.
- Make withdrawals whenever you need to, at any time.
- Earn interest on all your current accounts.
- With Lunar Plus and Unlimited there is no limit to the amount of money you can earn interest on.
*The interest rate depends on the plan you choose. Interest is variable, calculated annually, and paid out monthly. To be eligible to receive interest on your deposit, you must link your NemKonto to one of your Lunar accounts.
Calculate your interest.
We’ve made it easy to check how much interest you can earn. Just use our calculator.
The interest rate depends on the plan you choose. Interest is variable, calculated annually, and paid out monthly.
If you have Lunar Standard, you’ll get a positive interest rate of +0.25 up to 100,000 DKK.
Save as you spend.
Goodbye to savings anxiety, hello to motivation.
- Use “Round Up” to set up round-ups on your card so you can save every time you spend.
- Activate recurring transfers and set aside money automatically, e.g. once a week. Let your app do the work.
- Reach your dreams in no time. Easy!
The round-up feature and recurring transfers are available with Lunar Standard, Plus and Unlimited.
Join Lunar and bank smarter like 1,000,000 others.
Best bank app I used and very easy to use which is amazing and I'm loving the new update.
lunar is very easy to use, it helped me to get my salary and make transfers to other accounts, great app aswell
Hello, easy to solve all your problems without leaving home. If necessary, the agents help to solve problems over the phone. As for me, I do not intend to change the bank because I do not have time to go to meetings. I really like the possibility of taking care of everything online
Amazing costumer experience. I fell for a scam with a travel agency and never expected that I would get my money back. But I did. Huge respect for that. Also the user interface and the service on the app is great. Hands down the best banking service.
I had a problem they solved for me. The AI service was answering all my questions instantly which is a plus. Also Luka helped me a lot in the support chat to finalize my steps with this problem. Overall really enjoy the simple way that lunar is structured and the app and support people!!
My experience with Lunar is best of the best 👌, is very easy to create an account, the app also is very practical and very intuitive. I really recommend this bank.
Fast approval for the account opening after I moved to Denmark and needed a bank account. Also got fast responses to my inquires when needed. Having nothing but a positive experience with Lunar.
I think it's the perfect bank, I have nothing bad to say about this bank, you have everything you need in the app, I don't know, it leaves me speechless I've been using this bank for 2 years and I wouldn't give it up for anything
I’ve had a great experience with this bank. The support team is incredibly friendly and efficient, even though I didn’t have any major issues. They helped me set up my online account quickly and made the process smooth. The app is also very intuitive and easy to use. Highly recommend!
First I feared slow to no support since first asking for help is via an AI-chat robot. But very shortly after I was handed over to human support which solved my request within half a day. Thanks to both Carlo and not least to Savannah for quick responses and fine communication via email.
So far, I have an excellent experience and all my expectations have been met regarding my requests. Everything is well communicated and in a timely manner. Clear terms and conditions so you know what to expect. Thank you for your service!!!
Opening a Danish bank account with Lunar was incredibly quick, taking just 5 minutes. The app itself is top-notch, providing an intuitive and comprehensive overview of your financial situation and spending habits.
A Danish bank where you can feel safe.
- We’re a Danish bank with a banking license, supervised by the DFSA.
- Your money is secured by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK).
- 1,000,000 users have already chosen us. They rate us ‘excellent’ on Trustpilot.
Find your ideal plan.
Find your ideal plan.
Choose from four unique plans. Only pay for what you need. No hidden fees - just fair, transparent prices.
Light
0 DKK /month
A free account catering to all your basic needs.
- No-cost account with a free digital card and basic tools for easy money management.
Standard
39 DKK /month
Tools tailored for your day-to-day finances. Manage your money smarter.
Everything Light has to offer – and more:
- 3 accounts with physical and digital cards.
- Automatic savings, Joint account, budgeting by category, and so much more.
- +0.25% interest on up to 100,000 DKK.*
- Most popular
Plus
79 DKK /month
Multiple accounts and travel benefits that make life a little easier at home and abroad.
Everything Standard has to offer – and more:
- 6 free accounts with physical and digital cards, including access to Lunar Youth.
- Worldwide travel insurance from Tryg.
- No withdrawal or exchange fees.***
- +0.50% interest on your entire balance. Interest is variable, calculated annually and paid out monthly.**
Unlimited
139 DKK /month
Get a personalized metal card, our highest interest rate, and a SAS EuroBonus Lunar card.
Everything Plus has to offer – and more:
- An unlimited number of accounts with physical and digital cards.
- SAS EuroBonus Lunar card included.
- A stand-out metal card with personalised laser engraving.
- Extended travel insurance with Tryg.
- +1% interest on your whole balance. Interest is variable, calculated annually and paid out monthly.**
* For amounts above 100,000 DKK, the interest rate is 0%. Interest is variable, calculated annually, and paid out monthly.
**Interest is variable, calculated annually, and paid out monthly. To be eligible to receive interest on your deposit, you must link your NemKonto to one of your Lunar accounts.
***Note that foreign financial institutions may charge a fee when you withdraw cash, and card issuers may charge an exchange fee for card transactions. This is not associated with Lunar.
Sign up in minutes.
Sign up in minutes.
Frequently asked questions.
What is Lunar?
We're a 100% digital bank with no physical branches. Built to help you manage your money smarter and easier.
Since our founding in 2015, our mission has been to challenge and improve the traditional banking sector. Or, in other words: To create a better banking experience – always focusing on our users' needs."
We have our banking license in place and are supervised by the Danish Financial Supervisory Authority, like all other Danish banks. Your money is covered by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK).
What are the benefits of Lunar being a digital bank?
How fast can I get started with Lunar?
Do I need to switch banks to get Lunar?
Does Lunar offer a basic deposit account?
How safe is it to use Lunar?
***All Trustpilot reviews are verified by Trustpilot based on an email sent to the user. The reviews are selected by Lunar.