Lunar is a different bank, and you can earn a positive interest rate of up to 100,000 DKK. You can get a free account without leaving your old bank. Read here how that’s possible.
Earn +1.25% interest - without leaving your old bank.
Lunar is built to be used by - and to give - regular people more from their money.
That's why we don't have any negative interest rates for private users.
Get positive interest without leaving your old bank.
We don’t require you to move your NemKonto to us to earn interest. You can use Lunar as your other bank, and deposit to us without ever leaving your old bank.
💡 It’s free to transfer - even large amounts - to Lunar from your old bank if you use a regular bank transfer. Check with your old bank if there are any limits to how much you can transfer away. You can do it in smaller bites, or have your limit raised.
How Lunar makes money.
In Lunar, we want to offer you a free account and digital card. However, we need to maintain a sustainable business model, so here are four main incomes for us as a bank:
🏪 The stores or retailers you purchase from, pay a small fee to the card issuer every time you use your card. That’s called a transaction fee. That’s why we would like a lot of Lunar users.
💳 We have three products that are monthly subscriptions. These gather all of the best when it comes to private finances and travel benefits: Lunar Standard, Plus and Unlimited. When you upgrade, we make money.
💼 Lunar Business is built for entrepreneurs, and all businesses who get a Business account pay a yearly price to have one. We also make money on that.
How do I get more out of my money with Lunar?
On top of the positive interest rate of +1.25% on up to 100,000 DKK, there are several ways to get the more out of your money through our award-winning banking app:
- Set a budget that gives you an overview
- Get notifications to keep you on track
- No annual account or card fees
Do like 750,000 others, get Lunar now.
Sign up for Lunar and get a free account and digital card, so you can pay with Apple Pay and Google Pay. You can even try Lunar without leaving your current bank.