Free account and card


It shouldn’t cost you anything to have a bank account and a Visa card. With us, it’s free. That’s one of the things we’re able to offer you because we’re 100% digital.

Foreigner in Denmark?

With Lunar you get a free Danish bank account and Visa card. Also, we'll help you with everything you need to know to apply.

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We won’t put you in a box

We want to make banking easy and cheap for everyone, no matter the balance on your account. With Lunar, there are no surprise fees and you even get a positive 1% interest rate on your first 25,000 DKK, as long as you use your card at least once every 30 days.

We’re able to offer that because we make money on other things like our Premium and Pro subscriptions.

No surprise fees

With Lunar, you don’t have to worry about bills full of surprise fees. Whenever there’s a cost—e.g. if you purchase one of our subscriptions or take a loan—we’ll always tell you exactly how much you’re going to pay for it.

You won’t have to switch banks

You’re welcome to keep your current bank and use Lunar on the side. And we don’t have any requirements that you move your NemKonto to us.

That said, of course we’re happy when so many of our customers choose to move their old account to us, once they discover that using Lunar makes everything easier, smarter, and cheaper.


  • 1

    Download the Lunar app in the App Store or Google Play

  • 2

    Sign up in the app

  • 3

    As soon as you’re approved, your account is ready for you in the app. Easy!

All your questions - answered