Get a credit line of 10,000 DKK.

With a credit line, you’ll be able to create a more flexible economy while enjoying a greater feeling of security when unexpected situations occur.

  • Credit line of 10,000 DKK

  • A more flexible economy

  • Nominal interest rate – track your expenses via the app

Get a more flexible economy with a credit line.

Our credit line is simple. When you have applied in the Lunar app and if you get approved, your credit line will automatically kick in when you need it. That way you no longer have to worry about whether you can pay unexpected expenses.

There is no binding period, so you can terminate the agreement at any time.

Full overview of what you need to pay.

We apply an 8%, 12% or 20% nominal interest rate on the amount you spend of the credit each month. The interest rate is based on an individual credit rating.

If you don’t use the credit line, you, of course, don’t have to pay any nominal interest.

You can track expenses in your Lunar app and calculate how much interest you will have to pay in different scenarios.


Total credit amount: 10,000 DKK - Nominal debtor interest: 20% (credit can vary from 8-20%). If credit is not used, there will not be any interest drawn. If the credit is spent 100% and is settled as a standing loan with a term of 5 years, the total credit costs (interest and fees) will be 10,000 DKK. This means the total repayment amount will be 20,000 DKK, with APR set at 20%. There is a 14-day right of withdrawal on credit agreements.

Prerequisites: 1) The credit line is taken after an interest accrual date. 2) Accrued interest will be paid immediately, and all months are the same length.

How to get your credit line

  • 1

    Get Lunar for free and apply through the app.

  • 2

    Most often, you’ll be approved or rejected within 24 hours.

  • 3

    If you are approved, your credit line of 10,000 DKK will be available right away.

Your questions answered