Get a credit line
of 10,000 DKK

With a credit line, you’ll be able to create a more flexible economy while enjoying a greater feeling of security when unexpected situations occur.

  • Credit line of 10,000 DKK

  • A more flexible economy

  • Nominal interest rate – track your expenses via the Lunar app

Get a more flexible economy with a credit line

Our credit line is simple. When you have applied in the Lunar app and if you get approved, your credit line will automatically kick in when you need it. That way you no longer have to worry about whether you can pay unexpected expenses.

There is no binding period, so you can terminate the agreement at any time.

Full overview of what you need to pay

The credit line costs 19 DKK per month and we apply a 20% nominal interest rate on the amount you spend of the credit each month. If you don’t use the credit line you don’t have to pay any nominal interest, just the monthly fee, which will be withdrawn the last day of each month.

You can track expenses in your Lunar app and calculate how much interest you will have to pay in different scenarios.


The total credit amount is 10,000 DKK and nominal debtor interest is 20%. The monthly fee is 19 DKK. If credit is not used there will not be drawn any interest, but the fee of 19 DKK will be drawn. If the credit is spent 100% and is settled as a standing loan with a term of 5 years, the total credit costs (interest and fees) will be 11,140 DKK. This means the total repayment amount will be 21,140 DKK, with APR set at 22.3%. There is a 14-day right of withdrawal on credit agreements. .

Prerequisites: 1) The credit line is taken after an interest accrual date.  2) Accrued interest will be paid immediately, and all months are the same length.

How to get your credit line

  • 1

    Get Lunar for free and apply through the app

  • 2

    Most often, you’ll be approved or rejected within 10 minutes

  • 3

    If you are approved, your credit line of 10,000 DKK will be available right away

Your questions answered