Safety at Lunar

Get a safe
digital bank

Since 2015, Lunar has managed our customers' money in accordance with all applicable Danish legislation. This means that you and our more than 500,000 other customers are protected by the Depositor Guarantee Scheme as well as by all data and GDPR rules.

A 100% Danish bank

Danish banking license

We focus on securing your money. And we set high standards for ourselves so you can deposit your money safely with us. We fully meet the requirements for our Danish banking license.

Your money is covered by the Danish Guarantee Fund

When you are a customer with us., your accounts and values up to EUR 100,000 (approx. DKK 750,000) are covered by the Guarantee Fund.

Digital security in the Lunar app

Safety with NemID/MitID

You register easily and securely with NemID.

Likewise, large transfers will be approved with NemID to achieve the greatest possible security.

Block your card with a single click

If an incident happens, you can easily block your card with just one click. And if you want to open it again, you can do that, too - easily, quickly, and safely.

Online protection - also when you shop

Secure login protection. Access your profile and account easily and securely with a PIN, fingerprint or face ID. Our free digital cards are set up with Dynamic Card Verification Codes (CVC) which change every hour to prevent fraud.

Complete overview of your consumption

Get instant notifications on purchases. As soon as you pay for something, you will receive a notification so you can continuously monitor your spendings.

Loved by 500,000 users

  • Trustpilot

  • Facebook

  • App Store

  • Google Play


We have no requirement that you need to have your NemKonto with us. Therefore, it is completely without obligations to create your account - and you can also use us alongside your current bank.

These tools give you control over your finances

Manage your money easier than ever with the Lunar App. Our digital tools are designed to improve your finances and give you more control.

Who is Lunar?

We were founded in 2015 by a group of experienced fintech entrepreneurs who wanted to rethink banking, payments, and investment. Our many investors include HEARTLAND, Kinnevik, Tencent, Seed Capital, Augustinus Fabrikker, Greyhound Capital and Socii Capital.

600+ employees throughout the Nordics

At Lunar, we have more than 600+ employees spread across Nordic countries. Our head office is in Aarhus, but we also have offices in Copenhagen, Stockholm, and Oslo. As a 100% digital bank, we work together on one primary goal: To make sure you get the most out of your money.

Get started safely and easy

  • 1

    Download the Lunar app in the App Store or Google Play

  • 2

    Sign up in the app. Remember to have your photo ID ready.

  • 3

    The moment you’re approved, your account is ready for you right away. Easy!

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