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• What is Lunar?

  Lunar is a digital bank without any physical branches. We still offer all the services you’re used to from traditional banks: accounts, Visa cards, payments and transfers, loans, MobilePay, Apple Pay, Google Pay, etc. As well as that, we provide the best banking app experience in Denmark, where it’s secure and easy for you to manage your money directly from your smartphone.

  The app provides you with everything you need to make the most of your money, including new ways of keeping track of your expenses, interactive budgets, and notifications every time you spend. There are no surprise payments or transaction fees. What’s more, you can design your own Visa card. Both your card and account are free.

  We have more than 500,000 users in the Nordic region, and offices in Aarhus, Copenhagen, Stockholm and Oslo. Our 450+ employees work hard to ensure our users get the best possible banking experience.

• How come it's free to have a Lunar account?

  It’s completely free to sign up for Lunar and create an account, get a Visa card and use our banking app. As a digital bank, we don’t have the same expenses as traditional banks. Some of the things we make money from are Lunar Premium and Pro subscriptions as well as loans. And when you use your card in stores or retailers, they (not you) pay a transaction fee to us.

• Do I have to switch banks to use Lunar?

  No, you don’t have to switch from your current bank to use Denmark’s best banking app. You can use Lunar as your primary bank or keep it as your secondary bank if you don’t want to switch. You can also connect your current bank account to Lunar via the app.

• Is my money safe with Lunar?

  Having a Lunar account is secure. Just like every other bank in Denmark, we’re supervised by Finanstilsynet (The Danish Financial Supervisory Authority) which means there’s a long list of guidelines we have to comply with. At Lunar, your money is also covered by Danish deposit insurance, which protects bank deposits in financial institutions with amounts up to 100,000 EUR.