Do you want to ensure a positive interest rate for 1, 2, or 3 years of up to 1,000,000 DKK? Then set up an interest savings account and earn positive interest every year.
Earn a positive interest rate of up to 1,000,000 DKK for 3 years
Savings account with positive interest rate.
Fixed positive interest rate for 3 years.
Fixed positive interest rate for 3 years.
With an interest savings account, you deposit between 25,000 DKK and 1,000,000 DKK and will earn up to +2.60% interest rate.
The positive interest rate depends on whether you have Light, Standard, Plus or Unlimited, and whether you bind your money to your account for 1, 2, or 3 years.
Light, Standard, Plus or Unlimited?
Cashout every month.
The longer you bind your money, the higher interest rate.
Fixed positive interest rate for 3 years.
With an interest savings account, you deposit between 25,000 DKK and 1,000,000 DKK and will earn up to +2.60% interest rate.
The positive interest rate depends on whether you have Light, Standard, Plus or Unlimited, and whether you bind your money to your account for 1, 2, or 3 years.
Light, Standard, Plus or Unlimited?
The interest rate differs whether you have Light, Standard, Plus or Unlimited at the moment you open your savings account. The rate also depends on whether you bind your money to your account for 1, 2, or 3 years.
Cashout every month.
The interest rate is calculated annually, and will be paid out monthly. This means that you will automatically get the interest rate deposited to your account every month.
The longer you bind your money, the higher interest rate.
Get more out of your money, when binding them to your account for a longer time. For example, if you bind them for three years, you’ll get a higher interest rate than if you bind them for one year.
Interest rates.
| Light | Standard | Plus | Unlimited | |
|---|---|---|---|---|
| Deposit rate 25.000-1.000.000 DKK for 1 year | +2,00% | +2,00% | +2,40% | +2,40% |
| Deposit rate 25.000-1.000.000 DKK for 2 years | +2,10% | +2,10% | +2,50% | +2,50% |
| Deposit rate 25.000-1.000.000 DKK for 3 years | +2,20% | +2,20% | +2,60% | +2,60% |
Earn a positive interest rate without switching banks.
You can easily set up your Lunar interest savings account and use your old bank on the side. It only takes a few swipes to get started.
Your money is safe with us.
Feel completely secure depositing money into your Lunar savings account. You’re covered by the Danish Guarantee Fund (Garantiformuen), which means that your money is safe with us.
How to get your interest savings account
- 1
Download Lunar from App Store or Google Play.
- 2
Sign up in the app in minutes. Remember to have your picture ID ready.
- 3
When you’ve been approved, you can create your interest savings account immediately. You’ll find it under ‘Products’.
Limited amount of accounts.
We only have a limited amount of interest savings accounts every month, and it’s on a first-come, first-serve basis. If all interest savings accounts are occupied, you can sign up in the app. We’ll text you when there’s an available interest savings account for you.
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Your questions answered
How does an interest savings account work?
For how long do you have to tie your money to Lunar?
How much can I deposit?
Can I earn a different interest rate if I change my subscription after I get my savings account?
Do I need to leave my old bank to get an interest savings account?
What terms are there for a savings account with positive interest?