Earn a positive interest rate of up to 500.000 DKK for 3 years

Savings account with positive interest rate

Are you tired of negative interest rates? Do you want to ensure a positive interest rate for 1, 2, or 3 years of up to 500,000 DKK? Then set up an interest savings account and earn positive interest every year.

Fixed positive interest rate for 3 years

Fixed positive interest rate for 3 years

With an interest savings account, you deposit between 25,000 DKK and 500,000 DKK and will earn up to a 2.75% interest rate.

The positive interest rate depends on whether you have a Standard-, Premium-, or Pro-subscription, and whether you tie your money to your account for 1, 2, or 3 years.

Standard, Premium or Pro?
Cashout every month
The longer you bind your money, the higher interest rate

Fixed positive interest rate for 3 years

With an interest savings account, you deposit between 25,000 DKK and 500,000 DKK and will earn up to a 2.75% interest rate.

The positive interest rate depends on whether you have a Standard-, Premium-, or Pro-subscription, and whether you tie your money to your account for 1, 2, or 3 years.

Standard, Premium or Pro?

The interest rate differs whether you have a Standard-, Premium-, or Pro-user at the moment you open your savings account. The rate also depends on whether you bind your money to your account for 1, 2, or 3 years.

Cashout every month

The interest rate is calculated annually, and will be paid out monthly. This means that you will automatically get the interest rate deposited to your account every month.

The longer you bind your money, the higher interest rate

Get more out of your money, when binding them to your account for a longer time. For example, if you bind them for three years, you’ll get a higher interest rate than if you bind them for one year.

Interest rates

Earn a positive interest rate without switching banks

You can easily set up your Lunar interest savings account and use your old bank on the side. We’re the only bank in Denmark that makes you earn a positive interest rate without forcing you to move your NemKonto.

Your money is safe with us

Feel completely secure depositing money into your Lunar savings account. You’re covered by the Danish Guarantee Fund (Garantiformuen), which means that your money is safe with us.

How to get your interest savings account

  • 1

    Download Lunar from App Store or Google Play.

  • 2

    Sign up in the app in minutes. Remember to have your picture ID ready.

  • 3

    When you’ve been approved, you can create your interest savings account immediately. You’ll find it under ‘Products’.

Limited amount of accounts

We only have a limited amount of interest savings accounts every month, and it’s on a first-come, first-serve basis. If all interest savings accounts are occupied, you can sign up in the app. We’ll text you when there’s an available interest savings account for you.

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