Get an interest savings account with a fixed interest rate of up to +3.00%. The interest savings account is for you, if you want more positive interest if you bind your money for 6 months, 1 year or 3 years.
Get up to +3.00% interest
Interest savings account with our highest interest rate.
Get up to +3.00% interest. Deposit between 25,000 and 1,000,000 DKK.
Payout each month.
Interest guarantee: Fixed positive interest for up to 3 years.
Fixed positive interest for up to 3 years.
With an interest savings account you can earn more than our standard interest rate – when you bind your money for 6 months, 1 year or 3 years.
The interest rate depends on which plan you have, and how long you bind your money.
The interest will be calculated annually and paid out monthly.
Get a higher interest rate - depending on your plan.
Light | Standard | Plus | Unlimited | |
---|---|---|---|---|
Deposit rate 25.000-1.000.000 DKK for 6 months | +2.50% | +2.50% | +2.75% | +2.75% |
Deposit rate 25.000-1.000.000 DKK for 1 year | +2.70% | +2.70% | +2.90% | +2.90% |
Deposit rate 25.000-1.000.000 DKK for 3 years | +2.80% | +2.80% | +3.00% | +3.00% |
Your money is safe with us.
Feel completely secure depositing money into your Lunar savings account. You’re covered by the Danish Guarantee Fund (Garantiformuen), which means that your money is safe with us.
Find the plan that suits you best.
Find the plan that suits you best.
Light
0 DKK /month
A free account with just the basics.
- Free account with digital card and basic features for managing your money.
- +1.50% interest on up to 100,000 DKK. After that, the interest rate is 0%. The interest rate is variable.
Standard
29 DKK /month
Lots of tools for your day-to-day finances. Get more out of your money.
- 3 accounts with physical and digital cards.
- Award-winning banking app with budget tools, automatic savings feature, and more.
- +1.75% interest on your deposited amount. The interest rate is variable.
- Most popular
Plus
69 DKK /month
Travel benefits and multiple accounts. Make life a little easier when you're on the go.
- 6 accounts with physical and digital cards.
- Travel insurance from Tryg.
- No withdrawal or exchange fees.
- +2.00% interest on your deposited amount. The interest rate is variable.
Unlimited
119 DKK /month
Our highest interest rate and a metal card. When you want to stand out from the crowd.
- Unlimited accounts with physical and digital cards.
- Metal card with personalised laser engraving.
- Extended travel insurance with Tryg.
- +2.25% interest on your deposited amount. The interest rate is variable.
No negative interest.
No matter whether you have an interest savings account or regular account with us, we won’t apply negative interest rates.
How to get your interest savings account
- 1
Download Lunar from App Store or Google Play.
- 2
Sign up in the app in minutes. Remember to have your picture ID ready.
- 3
When you’ve been approved, you can create your interest savings account immediately. You’ll find it under ‘Products’.
Your questions answered
What is an interest savings account?
When will I get my positive interest?
Can I earn a different interest rate if I change my plan after I get my savings account?
Can I deposit more money into my interest savings account after it’s been locked?
How will my interest be calculated?
Which terms are applied to the interest savings account?
What is Lunar?
Is my money protected at Lunar?