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Loans and consolidation loans

Get a loan up to 500,000 DKK.

Do you need a loan for a new project, your kitchen renovation or an unexpected expense? With Lunar, apply for a loan – or get a consolidation loan where you gather your existing loans at one place. Apply with ease from your Lunar app.

  • Cash loans up to 300,000 DKK or consolidation loans up to 500,000 DKK

  • 0 DKK sign up fee and no hidden fees

  • Variable interest rate between 4.49% and 19.99%

Loans for anything from a new project to an unexpected expense.

With Lunar, get a loan between 10,000 and 300,000 DKK, and get more leeway in your account.

There are no hidden fees, and in the app you can always keep an overview.

Consolidate your loans – and see if you can save money.

If you already have existing loans, you can consolidate them with us, so they’re all at one place.

The consolidation loan can be between 16,000 DKK and 500,000 DKK.

With a consolidation loan there’s an opportunity to save money, because you only have to pay fees and interest one place. At the same time, you’ll get one simple overview.

Apply in the app and get a non-binding offer for 0 DKK.

You can always pay off more.

You can always pay back more of your loan, if you want to. That way you can get rid of the loan faster and save on interest expenses.

What you’ll get.

  • Choose between a cash loan and a consolidation loan
  • Variable interest rate between 4.49% and 19.99%
  • Pay back between 12 months and 12 years – depending on your personal offer
  • 0 DKK application fee and free non-binding offer
  • 25 DKK monthly administration fee and 15 DKK Betalingsservice fee
  • Pay back the loan in advance and save on interest expenses

When you get a loan via Lunar, you’re borrowing from Express Bank.

We’re collaborating with Express Bank, a part of BNP Paribas, who are helping with giving you a good and secure loan experience.

Express Bank will calculate your personal offer, and, and it’s also the bank you’re paying the loan back to. Though, everything will happen through your Lunar app.

Example on a cash loan of 75,001 DKK - 300,000 DKK:

Credit amount: 150.000 kr. Maturity: 120 months. Payments from 1,627- 2,251 DKK/month. APR before taxes: From 5.52% to 13.63%. Total amount to pay back: 195,164 DKK - 269,928 DKK.


Example on a consolidation loan of 75,001 DKK - 500,000 DKK:

Credit amount: 150.000 kr. Maturity: 120 months. Payments from 1,627- 2,251 DKK/month. APR before taxes: From 5.52% to 13.63%. Total amount to pay back: 195,164 DKK - 269,928 DKK.

How to apply for a loan

  • 1

    Download Lunar and apply from the app

    If you apply for a cash loan, we need to get to know you and your economy. If you apply for a consolidation loan, we’ll also ask for information about your existing loans.

  • 2

    Get a non-binding offer

    If you’re approved, you’ll get a non-binding offer.

  • 3

    Accept or decline the offer

    If you accept the offer, the money will go into your account.

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